This living check to check shyt is stressful af brehs

Amestafuu (Emeritus)

Veteran
Supporter
Joined
May 8, 2012
Messages
69,388
Reputation
13,573
Daps
294,312
Reppin
Toronto
Last payday I was broke within 24 fukking hours....and only had half of my damn rent :francis:

City tryna take my damn license for an expired inspection/registration, got a court date for that

City’s making me take off for fukking jury duty

Goddamn car has a check engine light on

Still ain’t figure out how to pay for my last college course

A nikka still needs food, ain’t bought new clothes for months

Im broke as fukk and this shyt sucks brehs :mjlol: got me budgeting my next check before I even get it :mjcry:

I was living like this after the recession and I started picking up gigs for cash working with home contractors. Kept me liquid. I learned not to fear the insecurity of not having a regular paycheque. I got a lot of legit cash hustles that I've worked on weekends or slow periods for years. Don't despair breh just don't get caught up worrying.
 

Womb Raider

movin' thru the city streets
Joined
Aug 23, 2014
Messages
27,287
Reputation
7,396
Daps
92,973
Reppin
Fo Nem
What is your current pay?
Any debt?
What are you doing for college?
List your expenses and the current schedule.

I know it sucks but I believe we can get you straight in a few years.
1.) almost $14/hr
2.) > 70k in student debt
3.) just graduated with my bachelors of science in Kinesiology
4.) rent, car insurance, student loans, gas, PECO, wifi, groceries/take out, stuff for the house
 

Rockstar Mom

PhatGurlSwag
Joined
Aug 13, 2012
Messages
6,532
Reputation
1,725
Daps
31,497
Reppin
Brooklyn!!!!!
1.) almost $14/hr
2.) > 70k in student debt
3.) just graduated with my bachelors of science in Kinesiology
4.) rent, car insurance, student loans, gas, PECO, wifi, groceries/take out, stuff for the house
Get your loans in deferment/forbearance. If you can prove hardship(not being able to afford food is a hardship) you can get it. Stop doing take out. Shop at Trader Joe’s. Meal prep and take your breakfast and lunch to work/school. Get stuff for the house at dollar tree.
 

Quiet Magician

Superstar
Joined
Mar 13, 2014
Messages
4,912
Reputation
4,295
Daps
35,079
1.) almost $14/hr
2.) > 70k in student debt
3.) just graduated with my bachelors of science in Kinesiology
4.) rent, car insurance, student loans, gas, PECO, wifi, groceries/take out, stuff for the house

See here is your problem, why are you broke and have a car? A car is expensive as shyt and has surprise expenses pop up when you least expect it. nikka sell your car, cancel your car insurance and get a bus pass. Lower your expenses even more by cooking more and reducing eating out to as much as possible. You are going to have to make some sacrifices until that bread is stacked up.:ufdup:
 

Rawtid

Veteran
Supporter
Joined
Jun 23, 2012
Messages
43,323
Reputation
14,607
Daps
119,413
A budget is always good. It lets you know how many extra hours you need to work or additional jobs you need to get in order to fill in the gaps. Maybe you can do something from home, U-Haul hires for at home customer service agents. If you're in school or getting training and it's just temporary, just tough it out if you can. Call the people you owe and see if you can work out a payment plan or get a deferment. If nothing else see if you can get an extension which buys you more time. Again, I emphasize have a very detailed budget and include due dates and which days you get paid. Forecast pays out ahead of time, that way you start to plan which bills you can pay with what checks. It helps.
 
Joined
Aug 3, 2012
Messages
40,384
Reputation
-36,112
Daps
227,918
1.) almost $14/hr
2.) > 70k in student debt
3.) just graduated with my bachelors of science in Kinesiology
4.) rent, car insurance, student loans, gas, PECO, wifi, groceries/take out, stuff for the house


This is America :mjcry:


fmku11k2j8w01.gif
 
Top