Gold included, probably, if there are no deals. I play time eaters like Destiny. I MIGHT buy 1 full price game a year. With Destiny expansions on Game Pass, it's basically paying for itself. If not for GP, something like Doom, I wouldn't bother until it's like 10 to 15 on sale. I like those games, but I will most likely beat the campaign once and never touch it again. Same with Metroidvania games. GP and GWG has me playing a bunch of fun games I otherwise would have never touched, and a backlog that gives me something to do for the foreseeable future.