my cousin just hit me the other night...she was telling me her loan reimbursement checks from her job (shes a doctor) are coming in..thats good news for me because i actually cosigned one of her med school loans some years back...not the smartest thing i did but it was fam...so there was always the threat that if she didnt pay then i would have to...well by the end of the month i wont have to worry no more (not that i did as she did make her reg payments)..and a significant amount will be paid off and wiped off my credit report..i do expect to see a good boost in my score..one less loan lol