6 Figures 6 Certs Random Thoughts Thread

Silkk

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Today's been productive as hell...

Got Comcast and Sprint and FEMA to give me money for Irma

Getting PMI taken off my mortgage plus it's gonna be deferred for a couple months too.
How you do that fam? :lupe:
 

OfTheCross

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Keeping my overhead low, and my understand high
How can I get some money back off Harvey?
Ah...I dunno if it's still going on for Harvey, tbh. When I went to the site I didn't see it on the list.

But check out disaster assistance . g o v (no spaces) and apply online.

They give $500 within a couple of days and the rest(if you qualify) once your register and verify some info.

edit:

@mannyrs13 , tag the South Florida brehs in here so they know too
 

Silkk

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Ah...I dunno if it's still going on for Harvey, tbh. When I went to the site I didn't see it on the list.

But check out disaster assistance . g o v (no spaces) and apply online.

They give $500 within a couple of days and the rest(if you qualify) once your register and verify some info.
Damn

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mannyrs13

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:patrice:

Huh?

I'm saying to sell the car and buy a good one that costs less and pocket the cash.

That cash can also help you with the home purchase...

What area you looking at for your home, btw?
That's not a bad idea. :ohhh:

I'm trying to get possibly in broward. Can't mess with Dade. Unless it's south beach or the million dollar houses which I can't afford. I heard Doral is good tho. Not sure much about the rest of the county. I be looking on realtor.com and the area that's really growing now is Palm beach county, especially Boynton. Around me they building a bunch of condos and all are like 350k and up. :martin: I just want a simple two bedroom, maybe a 3 if it's cheap and I can rent it out.
 

OfTheCross

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That's not a bad idea. :ohhh:

I'm trying to get possibly in broward. Can't mess with Dade. Unless it's south beach or the million dollar houses which I can't afford. I heard Doral is good tho. Not sure much about the rest of the county. I be looking on realtor.com and the area that's really growing now is Palm beach county, especially Boynton. Around me they building a bunch of condos and all are like 350k and up. :martin: I just want a simple two bedroom, maybe a 3 if it's cheap and I can rent it out.
Damn. All I can say is good luck. shyt is expensive as fukk at the moment.

I can't even recommend an area to look cause the market is too hot
 

mannyrs13

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Damn. All I can say is good luck. shyt is expensive as fukk at the moment.

I can't even recommend an area to look cause the market is too hot
Yeah I'm just stacking until next summer. Hopefully stack about 15k by then. No reason to move cuz I'm comfortable right now but eventually I'll want to. Living rent free is the best but I need that freedom.
 

Idaeo

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I'm giving myself a one year plan to switch careers.

I'm currently an electrical engineer, work in defense....been there nine years. I currently travel 70-80% of the year...have gotten burned out, want to settle down. Can't stand the office life at my current job ...and a bit fed up with defense all together.

I worked as a patent examiner at the Patent Office right out of college. I was a pretty good at patent prosecution, drafting office actions quickly, finding good prior art...but I didn't get along with my boss and couldn't switch depts...so I dipped.

I'm going to study for the patent bar....just bought the Omniprep Review Course. My job options will increase tenfold after I pass the patent bar. Patent agents can be paid damn near the salaries of patent attorneys in some markets. ...i saw a starting salary in DC for $190k
 

Truefan31

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I didn't have 401K taken out of my paycheck this period and the difference is staggering (I max mine out at 18K a year.) Anyone else shift from high 401K investments into other areas and do you regret it?

General rule is to put as much into a 401k as you can afford. If you're making it with the 401k contributions already, then i wouldn't deviate from that strategy.

Do you have a lot of revolving debt? If you do I'd focus on becoming as debt-free as possible then reup on maxing the 401k contributions.

Some basics first though. Is your 401k overall a good one? Is it an employer matching one with a nice list of funds w/low expense ratios?
 
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