Go at your own pace breh. I didn't buy the crib I'm in until I was 36. Did the shyt by myself and I only did it because the apartment people started getting to intrusive with the questions they asked for qualifications. Honestly, if I had to BUY at the these rates and prices I might wait. Don't feel down. If you do rush into something now make sure you refi when you can. I bought at 5.2 and refied down to 2.5 during covid. Run your own race.
The Official Homeowners Thread
- Thread starter Dolla$
- Start date
Go at your own pace breh. I didn't buy the crib I'm in until I was 36. Did the shyt by myself and I only did it because the apartment people started getting to intrusive with the questions they asked for qualifications. Honestly, if I had to BUY at the these rates and prices I might wait. Don't feel down. If you do rush into something now make sure you refi when you can. I bought at 5.2 and refied down to 2.5 during covid. Run your own race.
Sunalmighty
Superstar
my tax bill increased from 2700 to 3200 bumping my mortgage up 100.00.
I'm fuming. my baby brother back home in Oakland mortgage on his duplex jumped 700.00. I've heard horror stories around Gwinnett county
I'm fuming. my baby brother back home in Oakland mortgage on his duplex jumped 700.00. I've heard horror stories around Gwinnett county
BornStar
Marathon Continues
How long does that 2.5 refi last is it a 3-5 year time frame or throughout the whole loan.
It's the entire life of the loan. The 5.2 was on a 30 year term and I refi'd down to the 2.5 on a 20 year term both fixed. I wouldn't have been comfortable with an adjustable rate mortgage. I need to know what to expect for piece of mind.
BornStar
Marathon Continues
That makes sense
I just heard of a buy down policy that only last for the first 5 years then it goes back to the original percent. Idk how true it is since it's from a YouTube video but
Mister_DoItNice
Leading The Regime
My damn AC stopped working today. My girl hit me up while I was at work to tell me. I called my home warranty company to get a service scheduled and they’re telling me they can’t come until next Friday…
GnauzBookOfRhymes
Superstar
My damn AC stopped working today. My girl hit me up while I was at work to tell me. I called my home warranty company to get a service scheduled and they’re telling me they can’t come until next Friday…
Wouldn't turn on or died during use?
If it didn't turn on it's probably the capacitor.
Mister_DoItNice
Leading The Regime
It turns on but the air that comes out is barely cool. I’m guessing the system needs more refrigerant.
I did the same thing. Mine was 3.8 for 30 and refi to a 2.5 for 20 during COVID. Those COVIDS rates were great.
GnauzBookOfRhymes
Superstar
Possible although you really shouldn't be losing any as it's considered a closed system
Should also check the filter and clean the condenser outside.
GnauzBookOfRhymes
Superstar
what was it?
Mister_DoItNice
Leading The Regime
It ended up being a circuit board in my HVAC system that was indicating a fault because of a power surge. We had a bunch of storms in the area a couple weeks ago so I assume it was related to that. The tech reset the power to the unit and the fault cleared. I had already reset the power at the breaker and that didn’t work but he said that the power needed to be reset outside. He said all my refrigerant levels looked good. Everything has been good to go since.
GnauzBookOfRhymes
Superstar
Crazy how it ends up being some really minor but off the wall problem like that. Probably the kind of shyt that unscrupulous contractors would use to trick someone into putting in a new unit etc.