The Official Homeowners Thread
- Thread starter Dolla$
- Start date
Brehs is 3.625 a good interest rate?
Homeowners insurance is like $1250 a year. Property taxes are $2900 a year. Just my homeowners insurance and property taxes will be 66% of what my rent is at my apartment. It's brutal.
Unless the rates fall more I'm about to lock in that rate in the next few weeks. It's a fairly decent rate given what people were getting earlier in the year. I'm getting it with no points from my credit union.
OfTheCross
Veteran
shyt very good.
I'm bout to refi my shyt... who's giving you that?
I was gonna go with my credit union that jsut went down to 3.87
@winb83 whats your credit union?
Financial Plus Credit Union. In Michigan.
If you can, become handy. Learn how to fix things (not cutting corners either). I updated my kitchen by myself (painting, flooring, putting up shelves, etc.). Asked my coworker to teach me how to use a drill....its so easy
SCREEN YOUR TENANT!!!!!!!!!! I can't stress this enough! Always have a stash for repairs.
Hell yeah.
If it is still around that in a year I'll refinance.
fckyoupayme
All Star
Let's talk neighbors. There are three houses on my block that are the definition of doing the most; one is right next door. Parties, standing around outside, playing loud music. I love my people but they are getting on my nerves. How do you deal?
Bigen King
All Star
Closing on my 2019 built smart home on Monday, fully equipt with a ring security system and they even threw in an extra $500 Google freebies and a gift card for delaying my closing due to a break in.
And to think it all started with me reading that 6 cert thread
And to think it all started with me reading that 6 cert thread
levitate
I love you, you know.
pray they move, I had one like that for the first 8 months then she moved, gay couple bought the house and there the perfect neighbors
Spoke to a lender yesterday. My line of work isn't atypical but I've been at it 5 years. So I take home slightly under 13k a month, no taxes gets taken out of my pay, so whatever I make they'll actually have to adjust it to the tax rate? Problem that lies is that I dont have to file a 1099 and its tiresome explaining what I do to people all the time. I work with (not for) a agency and I just need to provide statement over the past 2 years which should be a cake but usually they have to make all sort of calls. Technically it falls under Foster Care provisions, though what I do isn't anything like it. Anyone have or knows anyone with a similar setup, and if so, how did their process go when trying to obtain a mortgage loan?
Why bother? If I made $13K a month I wouldn't be going with all this lender crap that I am. In 2.5-3 years I'd have enough saved up to buy a decent house cash or a fixer upper and fully renovate it.
I got that rate with Quarry City savings and loan in Warrensburg Missouri
Was my original plan but my current landlord was/is buggin and made me not ever want to rent from someone unless necessary. I gotta be out of here by DEC. I have to run my business from home or a home because I have few adults under my care.
New plan is to buy a home then move out after I transfer it to a full grouphome.
I found out that theres a damn racc00n living in the attic. Mufugga need to pay up or get out