Rent a center should be illegal

[Pressure]

and you'd have to be shockingly stupid to pay that without knowing how to surf the internet to compare prices in 2018. either that, or the payment plan actually works for you, and would be roughly the same as putting it on a credit card anyway

im just curious what the law would say that you propose writing. i have no interest in defending a piece of shyt business like rent a center, but we can't legislate everything

You sound like a corporate shill.

this dude is such a fukkin corporate shill

you know whats funny?

all these bytch ass dudes whining about "how can you not vote for hillary if she beats bernie "

you know how? because hillary clinton is a corrupt, lying, paid off, establishment, corporate shill who doesnt give a fukk about the average american. i look forward to voting for trump instead of her, and i would do it if i never knew who bernie sanders was

 

[Pressure]

If you got to rent head phones you are fukked up in the game

The purpose of showing things like Xbox, headphones, etc is to show the markup in real values. These similar markups exists for the larger items such as sofas, washers, driers, stoves, and other home appliances.

 

[the cac mamba]

You sound like a corporate shill.

they're offering a product that people can choose to buy, and if they stop going there then it will go out of business. you sound like fidel castro :jaymad:

 

[Pressure]

they're offering a product that people can choose to buy, and if they stop going there then it will go out of business. you sound like fidel castro :jaymad:

You sound like @DEAD7 :Melowhat:

 

[GnauzBookOfRhymes]

im kinda hesitant to group this in with payday loans who are preying on people who need money before they get evicted/have utilities shut off, etc

it's not the best use of money, but if you want to rent frivolous shyt for the experience

Great point.

 

[the cac mamba]

You sound like @DEAD7 :Melowhat:

a man once deemed knowledgeable enough to moderate this bastion of intellect i feel honored

 

[Pressure]

We've reached the point where @the cac mamba is a libertarian until the free market offends his white heterosexual male sensibilities. Then he wants to government to act. :PatriceTrump:

It's been fun watching you become radicalized as the democrats moved from a black male leader to a white female leader.

 

[the cac mamba]

We've reached the point where @the cac mamba is a libertarian until the free market offends his white heterosexual male sensibilities. Then he wants to government to act. :PatriceTrump:

interesting definition of "market" i like how you extend it to two completely different things to fit your agenda

 

[Black Panther]

Btw, AcceptanceNOW, a financier that sets up in furniture stores like Ashley and Value City, is owned and operated by Rent-A-Center.

Made 100% of my payments on time on some furniture, paid it off in 3 months, and it still f*cked up my credit (shortened my overall average credit history).

It's not worth it. :tchallascust1:

 

[Pressure]

interesting definition of "market" i like how you extend it to two completely different things to fit your agenda

You think libertarianism distinguishes between the two?

 

[the cac mamba]

You think libertarianism distinguishes between the two?

how's this for a compromise; every rent a center has to build a 3rd bathroom for trannies

 

[Pressure]

TLDR;

If sub prime lending is a concern in the housing and auto industry, then it should be of equal concern in rent to own industry.

 

[Secure Da Bag]

Btw, AcceptanceNOW, a financier that sets up in furniture stores like Ashley and Value City is owned and operated by Rent-A-Center.

Made 100% of my payments on time on some furniture, paid it off in 3 months, and it still f*cked up my credit (shortened my overall average credit history).

It's not worth it. :tchallascust1:

All jokes aside, I thought the rule of thumb for credit is to have whatever you buy, on your credit, for at least 7 months, before you pay it off. That way it's doesn't hurt your credit score.

 

[hashmander]

this is all just a reflection of american's obscene obsession with consumerism that someone with no money feels they deserve a beats headphones. on ebay last week JBL was selling a wireless headphone for $29 as one of ebay's deals of the day.

if you have to go to rent a center for a tv, guess what you can't afford it and you don't need a samsung or LG. btw, i find it amazing that the only brands on their website are samsung and LG, because their customers aren't interested in offbrand, they might be poor, but they deserve mid-level offerings by the top brands. put aside money and go buy an off brand one for 200 bucks (or even less). you want it now you say? why? will you die without a tv? the rent to own companies know that their customers are people with bad credit, people with bad credit are in that situation because of poor decisions. so the rental company is pricing in all sorts of things into their payment schedule that are a reflection of the risk they are taking with this subset of consumers. if they go and repossess that tv after 6 months, it's already depreciated by half.

Rent to Own LG 49 Inch 4K UHD LED Smart TV 49UK6300PUE

the same as cash price is $799. walmart, amazon, best buy, target, etc. sell that tv every day for $300-370. why can't RAC offer it same as cash for $370? because they want to make money just like amazon, wlamart, etc., but they can't just allow a high risk customer to take a tv home for a same as cash price of $370. their goal is to collect what they need to make a profit in those first few months before their customers just say fukk it and then they have to incur the costs of repossessing that tv that is now worth $150 on the used market (although they'll probably offer it for $350 same as cash to another customer). forget about the even longer 61 week terms.

subprime housing and car loans are different because people need a roof over their head and a means of getting to work so that they can survive. so car dealerships that prey on poor people with obscene interest rates for unreliable cars can actually ruin the lives of people just trying to get to work or have a roof over their head (subprime mortgage) or pay their utility bill before it gets cut off with a temp loan (pay day lending). RAC doesn't have anything on their website i would classify as a necessity.

 

[Geek Nasty]

Same as payday loans. They’re designed to extort the poor. When I started out I got sucked into the payday loan cycle.