It has to be my ISP, it's not my router. I bought an ASUS router not that long ago that was like 200 dollars. I see the same speeds over WIFI that I see over wired pretty much anywhere in my house.
I've been streaming on my OG PS4 for quite some time. The latest update that they dropped with the new UI might be the problem. They implemented the 720p/60fps option on there and it worked great for a bit, and then out of no where, the console started telling me that I didn't have sufficient internet speeds to stream. Which is not true considering that I get 90 down and close to 10 up on every single device I have.
I tested this on a wired connection about a month ago as well, and it gave me the same error.