People are taking a 850 credit score over $850,000,000

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this is what happens when you pound people over the head with "yall need financial literacy" babble for years. People get focused on trying to prove shyt instead of just taking a big pile of money. Black people constantly get told we should be scared of money.

These are the same type of people that would argue with people about how "we don't need money for reparations...just give us some credit scores and some textbooks". :mjlol:
That conversation isn’t about the money, it’s about not expecting people who don’t want to see you succeed suddenly agreeing to paying you hundreds of thousands dollars to succeed.

It’s more strategic.
 

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Sunset Park
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As someone with a high credit score It's fukking overrated


I'm at 830 credit score, it hasn't seemed to hurt me. Interest on my mortgage is 2.8% on a 700k nut. Could I have gotten the 2.8% with a 760 credit score, possibly.


Got approved for a new roof where I didn't have to pay a dime upfront for 24 months. I'm sure having a high credit score helped.
 

Arizax2

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I'm at 803 credit score. shyt doesn't matter above 780 just feels good knowing if shyt hits the fan I can get approved for anything reasonable. People are nuts to not take almost a billion dollars free and clear compared to 850 acres then try to figure out a way to monetize it. Give me the cash. Do the math. There's HYSA and money market accounts paying out 5%. Even if you park 100,000,000 that's 5 million a year on intrest.
 

Doobie Doo

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I'm at 830 credit score, it hasn't seemed to hurt me. Interest on my mortgage is 2.8% on a 700k nut. Could I have gotten the 2.8% with a 760 credit score, possibly.


Got approved for a new roof where I didn't have to pay a dime upfront for 24 months. I'm sure having a high credit score helped.
I'm around 800 and most of the time I spend is avoiding shyt that can fukk up my credit score. Borrowing money, extra credit cards etc. It's like a painting or memoribilia You can't really do shyt with it but look at it. Do something with it other than look and you risk fukking it up
 

Wildin

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The%20Theory%20of%20Money%20and%20Credit.jpg.webp


Y'all need to read these books. Physical if possible. (I think that soaks in better) But if y'all need a digital copy. Hit me up.
 

Umoja

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More currency and assets you have to leverage equal more control. That’s why Amazon Walmart, Facebook, google, and etc always constantly keep expanding and putting their hands in markets totally unrelated to the core buisness.
Yeah... a sickness allowed to fester because of unregulated capitalism.

In an ideal world, people would cash out and enjoy the rest of their lives leaving the floor open to emerging businesses, innovation and all that other good shyt.

What you get is one greedy fukk buying up any would be competitor and streamlining shyt so that less higher level jobs are on the market.
 

Umoja

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I'm at 830 credit score, it hasn't seemed to hurt me. Interest on my mortgage is 2.8% on a 700k nut. Could I have gotten the 2.8% with a 760 credit score, possibly.


Got approved for a new roof where I didn't have to pay a dime upfront for 24 months. I'm sure having a high credit score helped.
Is 2.8% on a 700k mortgage worth 850,000,000?
 
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