monthly car note payment unappreciation thread
- Thread starter Malcolmxxx_23
- Start date
beenz
Rap Guerilla
in general its hard to refinance a car because its a depreciating asset.
BlvdBrawler
Superstar
beenz
Rap Guerilla
I've never had a problem and I never do down payments.
to me its not worth it. cuz u only pay for a car for a couple years. so whats the point of going thru the hassle of the refi to save a nominal amount of money. it's totally different than refinancing a mortgage which typically goes for 30 years.
DallasTxRep
Superstar
Paying off a long 48-72 month car note is literally one of the best feelings in the world 
BlvdBrawler
Superstar
to me its not worth it. cuz u only pay for a car for a couple years. so whats the point of going thru the hassle of the refi to save a nominal amount of money. it's totally different than refinancing a mortgage which typically goes for 30 years.
I hear ya. I lowered my monthly pmt from $630 to $580 tho, and that was just with a small interest rate change. All it took was a few emails and meeting up with a notary to sign the new docs. Definitely worth it to me. If dude can get a rate lower than 7%, I'd definitely recommend it but I hear what you're saying.
Good luck getting back on track.
LeVraiPapi
Redemption is Coming
Thx breh. This is why white people get rich. If you can save a dollar or 2, why not ? Anyway, I ll refinance and the little I save will go to my credit union acct that I don't touch. Let's see what it is in 3 years
Eddie Jordan
Pro
$340/mo 
$205 a month, $93insurance... bumper to bumper warranty while under the lease... 3 years. Anything goes wrong I take it in & they give me a rental until its fixed...
Driving with a peace of mind is
FIXED for me and agreed
Bruh Man 5th Flo
Peeeeeeaaaaccceeee ✌️
about to pay my shyt off this month 
i'm bout to be
can't wait to see how this feels
i'm bout to be
can't wait to see how this feels
VadersMater
Stanning has its benefits...
One payment left! 
I don’t even think about it (not as much as I should maybe?). I know that just because I can afford it, doesn’t make it a sound investment – I like whomever came up with that. Good shiit, babe.
But yeah, a lot of you talk about car notes as though they are such a burden. So you’re telling me you didn’t know what you were getting into when you copped that whip?
My ass is ignent, so I gotta floss like dental strands – but i ain’t feeling no purchasers remorse because I liked the car so much (as a matter of fact, I wash it almost 3 times a week – in the summer, daily – call it ghetto fab if you want, but it’s the only thing that I got that I’m proud of and I’m making payments on it to build my credit-stein).
Like, for instance… since I don’t own my own place, the crib gets hectic at times; sometimes a vigga just wanna ride out! The car for me is like a sanctuary; peace, solace and serenity and gives me clarity and release therapy.
It’s one of the finer moments in my day cuz I get to relax in the whip, with windows down, my face no frown. Peeps check the sounds as my music pounds and smokin’ loud as my muffler growls as I ride around – all through town and I’m simpin’ it.
.
But yeah, a lot of you talk about car notes as though they are such a burden. So you’re telling me you didn’t know what you were getting into when you copped that whip?
My ass is ignent, so I gotta floss like dental strands – but i ain’t feeling no purchasers remorse because I liked the car so much (as a matter of fact, I wash it almost 3 times a week – in the summer, daily – call it ghetto fab if you want, but it’s the only thing that I got that I’m proud of and I’m making payments on it to build my credit-stein).
Like, for instance… since I don’t own my own place, the crib gets hectic at times; sometimes a vigga just wanna ride out! The car for me is like a sanctuary; peace, solace and serenity and gives me clarity and release therapy.
It’s one of the finer moments in my day cuz I get to relax in the whip, with windows down, my face no frown. Peeps check the sounds as my music pounds and smokin’ loud as my muffler growls as I ride around – all through town and I’m simpin’ it.
.