monthly car note payment unappreciation thread
- Thread starter Malcolmxxx_23
- Start date
so everyone here is a financial and life coach apparently.
I put it like this. W.e your situation is in life and youve thought about it and thought about the possible consequences that come with it so be it. now if your not thinking about all that stuff then that becomes a problem
im paying 398 for 2013 bmw.... i was one year into my 08 audi but the warranty was up so i figured with much changing in my life. having a reliable car where i dont have to worry about maintance or warranty ill lease for the time being. but my payments stay the similar.
my dad buy used cars all the time and spends quite alot a year on repairs and maintenance. i cant bring myself to do that and not know when thats going to happen and how much it will be.
I put it like this. W.e your situation is in life and youve thought about it and thought about the possible consequences that come with it so be it. now if your not thinking about all that stuff then that becomes a problem
im paying 398 for 2013 bmw.... i was one year into my 08 audi but the warranty was up so i figured with much changing in my life. having a reliable car where i dont have to worry about maintance or warranty ill lease for the time being. but my payments stay the similar.
my dad buy used cars all the time and spends quite alot a year on repairs and maintenance. i cant bring myself to do that and not know when thats going to happen and how much it will be.
its really a preference breh. This is what i tell my clients.
if your the type of person that like to get new cars every once in a while and like to have the peace of mind of maintance and warranty. and you dont mind not really ever owning the car do it breh.
i see so many people trading in their cars with negative equity and or constantly getting new ones just financing it doesnt really make any sense for them not to lease.
i also believe leasing looks better for credit but i could be incorrect.
i usually suggest it to younger clients of mine becuase of younger peoples lives are ever changing and they are not married to those payements for 5-7 years
let me guess breh
they locked u up for 7 yrs...0.99 percent no downpayment
monthy 300 biweekly
good luck
drivetime.com
Steve Piffler
I got them CERTS
my credit is shytty due to layoffs and losing everything. i need all the help i can get to get it back on track.....
BlvdBrawler
Superstar
Eh, with interest rates so low, why not finance? I'm paying 1.75% on my car note. That's less than inflation, which technically makes it better than paying cash.
Lakers Offseason
Superstar
canada is overrated as fukk breh..all we do is pay tax
40 percent of my salary to the feds
i need that green card
Gotta pay for that universal healthcare
LeVraiPapi
Redemption is Coming
So, Lexus told me I could refinance every 6 months. My credit is shot and I got a 7% interest so far. It's been 6 months. Should I go refinance ? If yes, how much should I expect it to drop to ? Thanks
Add that to the fact that the car that you're driving holds its value very well... By the time the cars paid (or you decide to trade up) you'll likely be in the green.
BlvdBrawler
Superstar
Yea man I'd definitely look into it. I really don't know how low you could get but every bit helps. I refi'd through Welcome - BlueHarbor. Good experience.
beenz
Rap Guerilla
1 year down 7 to go
It's first car that I bought with my own money so it's my baby,
But at the end of the month I'm always like
you have an 8 year car note???? I didn't even know they did them that long 
Never had a car note...and I thank God for the fact I've never had to have that extra monthly obligation.
beenz
Rap Guerilla
why would lexus refinance u to a lower rate? that doesn't benefit them? and they aren't obligated to help you save money.