HarlemsOwn
RIP Fresh
$345/mo, 2012 G37x Coupe....but I will prob get the 4 Series or E coupe before its paid off..
i got almost the same car
my mom told me not to do it but i said im a grown ass man
i wish i listened
monthly car note payment unappreciation thread
- Thread starter Malcolmxxx_23
- Start date
i got almost the same car
my mom told me not to do it but i said im a grown ass man
i wish i listened
* has a 97 lexus *
Thats why I cant do loans man. If at the very least if you NEED to get a loan for a car make sure you can add $100 a month to start eating away at that interest ASAP.
LOL @ a 72 month loan and paying all that interest for something depreciating in value the minute you drive off the lot.
I hate it as well. I'm trying to pay it off early, but it's a pain in the ass. I've got like 2 more years left.
would never ever ever get a car on finance.....
my brother traded in his Porsche for a range rover sport and still had to pay about $650 a month..... hell no
I would rather drive a rust bucket than buy a car I have to pay for over 3 years
my brother traded in his Porsche for a range rover sport and still had to pay about $650 a month..... hell no
I would rather drive a rust bucket than buy a car I have to pay for over 3 years
My inlaws bought a new car in Sept 2009 5 year financing and just refinanced a couple of months ago for 5 more years to save $100 a month.
Couldn't be me.. I vowed never to have another car payment 7 years ago and I'm sticking to it. Although my heart skips a beat every time I see a Flex.. lol
Couldn't be me.. I vowed never to have another car payment 7 years ago and I'm sticking to it. Although my heart skips a beat every time I see a Flex.. lol
paid for my shyt skraight cash brehs 
I was driving a rust bucket and was fine with it until it broke down for like the 4th time in a year. So I said fukk it and got a new(er) car. Paying $274 a month. Eh.
I do like the peace of mind that I have a 4-year warranty. The door works on this one (my old cars driver side door was broken). No constant fear of it stopping on me.
And the first time I went to pick up the girl I'm talking to in this car was
after driving the old one for 6 years.
Don't have a car note and haven't for prob 5 years. shyt was real sweet until car started acting up 
Car note in my future smh
Car note in my future smh
EatingGoodNow
Pro
The 1/10th Rule For Car Buying Everyone Must Follow | Financial Samurai
You guys should have read this.
You guys should have read this.
i lease both my cars. i like the idea of being able to give them back after 3 years w no commitments
also, i'm always under on mileage and put such minimal wear and tear on em i just ask for dealer buyout when the lease is almost over and there's almost always equity left in the car versus where the leasing company sets the residual.
also, i'm always under on mileage and put such minimal wear and tear on em i just ask for dealer buyout when the lease is almost over and there's almost always equity left in the car versus where the leasing company sets the residual.
Is he talking about strictly buying, leasing or making monthly payments?
The article looks like he's talking about just buying. So he's basically advocating paying cash for a car that's 10% of your income? I'm guessing the average income is somewhere around 30k, so people on average should be buying a 3k car? His chart says on average people should be using public transportation or buying the worst of the worst used cars.
That kind of advice is one of the main reasons I currently have an unreliable car that needs constant work/repairs/$$.
I was driving a rust bucket and was fine with it until it broke down for like the 4th time in a year. So I said fukk it and got a new(er) car. Paying $274 a month. Eh.
I do like the peace of mind that I have a 4-year warranty. The door works on this one (my old cars driver side door was broken). No constant fear of it stopping on me.
And the first time I went to pick up the girl I'm talking to in this car was
I hear you....I havent driven a rust bucket since I first learnt to drive.... but If I couldnt afford to pay flat out I would get something I could afford...
paying a mortgage is bad enough but at least 9 times out of 10 a house will appreciate in value over time, i just cant get my head around paying monthly for a car
Steve Piffler
I got them CERTS
I took a payment for the car that i'm driving... It sucks having to pay 400 a month for an extended amount of time.
But honestly as soon as I hop in and smell that leather, hear that nice and firm door shut, and push that start button...has me like
Some people dont care about cars so for them paying monthly is an L just to get from A to B.. but for me, its an experience.
this.
i think the main problem is people buy cars that are too expensive for their budgets. car notes are not supposed to hurt. if you cringe everytime you pay your car note, you can't afford it. people also don't factor car insurance and maintenance as part of your monthly car payment. i have an account for JUST those things. i have a certain amount of money taken from my check every pay period and it's enough to cover car note, insurance, and maintenance. car note and insurance are on auto draft, so i never even see the payments. the rest of the money just stacks up in that account until i need an oil change, alignment, or any other maintenance done. it's a fool proof system.
i pay $398 a month for the VW (other 2 cars are paid off) and $288 a month for insurance on 3 cars (2 on full coverage and 1 on liability). the shyt gets paid with ease....
