Married People: Do You Have Your Own Bank Account?

Malcolmxxx_23

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Planning for your marriage to fail usualy leads to a failed marriage. And having seperate accounts actually leads to a chance of more fraud/financial fukkery since you can't see what's going on untill it's too late.
divorce rate is 50%..you gotta plan for the worst
not like the old days anymore
 

Rawtid

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Yeah. I read that shyt like :dahell:

That's one of the biggest benefits to marriage. Two incomes can multiply into big things if the correct money decisions are made.
Exactly!! How are you with someone for a number of years and want to stay financially stagnant?

If you quadrupled your worth, then wouldn't be bytching about half because it'd still be more than what you came in with if the marriage were to end. You maintain the same financial level and naturally you'll be screwed if divorce happens. Good grief.
 

Rawtid

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You're saying all this and you have never been in the situation

Me and my wife have separate accounts and a joint savings account

All the bills get paid and money gets out into saving every month

Why would I care about what she does with the rest of the money she earned on her own?

Do what works for you. I'm just giving an opinion based on how I feel about marriage and finances. I don't see sepearate accounts being a good thing. Meech is married and he thinks the same way. It's all a matter of opinion.
 

Steve Piffler

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Planning for your marriage to fail usualy leads to a failed marriage. And having seperate accounts actually leads to a chance of more fraud/financial fukkery since you can't see what's going on untill it's too late.

i make the bulk of the money in the household. i pay the bulk of the bills. wifey pays little shyt like cable, water bill, and cell phone bills. i'm more disciplined with money than she is. so why would i put our financial well being in her hands? id rather just make all the money, pay all the big bills, and be in charge of all of the financial decisions. it has worked for us for 10 years (14 years, actually), so :manny:
 

Teko

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I don't think you can work together financially with separate accounts, it just doesn't seem possible to me. If someone has a hard time budgeting or overspends their money, it's hard for the other partner to see this behavior until it's too late. I think the couple should have separate spending money but anything over that should be a discussion and I think those discussions will happen less if the accounts are separate.
If both partners have incomes that far exceed their lifestyle requirements this shouldn't be a problem. If your current lifestyle hangs on the fact that you have combined incomes then the point you made is key. I have always checked with my girlfriend to see whether she has extra cash, savings or investment accounts to see if its someone i can live/ co-habit with. I hate sponsorships.
 

Rawtid

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i make the bulk of the money in the household. i pay the bulk of the bills. wifey pays little shyt like cable, water bill, and cell phone bills. i'm more disciplined with money than she is. so why would i put our financial well being in her hands? id rather just make all the money, pay all the big bills, and be in charge of all of the financial decisions. it has worked for us for 10 years (14 years, actually), so :manny:

So you've been married to a financial retard for 10 years and you're ok with that?

Why wouldn't you want to teach your wife to be a responsible adult financially than treat her like a child and give her limited financial responsibilty? What if you got sick or out your right mind and she had to handle the finances? Do you think your family would bein good shape if she's only used to paying cable and cell phone bills? Son, you're a fukking team you should feel confident that financially you'll be in good shape in the event you weren't able to call all the shots. She should feel confident knowing if she had to take lead of the finances she could make decisions that were best for the family.
 

MeachTheMonster

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i make the bulk of the money in the household. i pay the bulk of the bills. wifey pays little shyt like cable, water bill, and cell phone bills. i'm more disciplined with money than she is. so why would i put our financial well being in her hands? id rather just make all the money, pay all the big bills, and be in charge of all of the financial decisions. it has worked for us for 10 years (14 years, actually), so :manny:

You don't have to keep a seperate account to do that. With a joint account you could see what she's doing wrong and work to correct it. As it stands she's free to make bad decisions without you even knowing about it.
i wanna slap you like a shurmuta that you are
you gotta always be ready for divorce u simp ass nikka

I'm ready to spend my life with my wife. Divorce could happen but I'm not gonna let that shape my decisions. Plenty of men with seperate accounts still end up fukked after a divorce
 

young3000

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Had a coworker who's best friend had a separate account the wife didn't know about to use for gambling and all types of fukkery... and had the statements delivered to a P.O. Box. This man went through all types of lengths to cover up his tracks. I had to store this advice in mental rolodex for future references :wow:
 

L&HH

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Yep, she was telling me how back in the day if she knew shyt was going to go bad she'd hit the bank and withdraw all the cash :snoop:

I dont see how any responsible finanacial institution would allow something this to happen. There should be no way any party in a joint account can just one day up and try to withdraw large sums with out at least notifying the other party.

Seperate Accounts for me. Im just the type of nikka that wants NOBODY in my money bizness, wife (not married), brother, mother, kids, govt....nobody so it's nothing against her, it's just how I operate
 
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Steve Piffler

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So you've been married to a financial retard for 10 years and you're ok with that?

Why wouldn't you want to teach your wife to be a responsible adult financially than treat her like a child and give her limited financial responsibilty? What if you got sick or out your right mind and she had to handle the finances? Do you think your family would bein good shape if she's only used to paying cable and cell phone bills? Son, you're a fukking team you should feel confident that financially you'll be in good shape in the event you weren't able to call all the shots. She should feel confident knowing if she had to take lead of the finances she could make decisions that were best for the family.

brehette, my wife is NOT a financial retard :comeon: we have already been through the financial storm where we lost everything and she had to step up and take care of shyt financially for a minute while i get back on my feet. she did that with no issues. there is NOTHING you can tell me about marital finances that i haven't already dealt with.

how many years have you been married again breh? :lupe:

thought so...:youngsabo:
 

Poh SIti Dawn

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LMMFAO!! Umm why wouldn't you? Why would you get married only to maintain the financial level you had before marriage? Hell the shyt might decrease once you add children in the mix. You NEED more money in a marriage and the fastest way to get there is to work together financially.
If I was getting money before I got married, why would I need your help getting money once we got married :snoop: and I'm not trying to have kids as a broke nikka let alone be married as a broke nikka, sounds like you nikkas be living life on some next shyt.
 

Rawtid

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brehette, my wife is NOT a financial retard :comeon: we have already been through the financial storm where we lost everything and she had to step up and take care of shyt financially for a minute while i get back on my feet. she did that with no issues. there is NOTHING you can tell me about marital finances that i haven't already dealt with.

how many years have you been married again breh? :lupe:

thought so...:youngsabo:

LMAO!! YOU'RE the one who said your wife wasn't disciplined with money and you didn't feel comfortable putting the financial well being of the house in her hands. You made it seem like she was financially retarded, not me. Again, do what works for because it works but if the reason you're doing it that way is because you don't have financial confidence in your wife, then that's pretty wack to me.
 
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