Married People: Do You Have Your Own Bank Account?

[MeachTheMonster]

so seperate accounts means your hiding something

Why have a seperate account then?

 

[Poh SIti Dawn]

Yes you can. But you don't need a seperate account to do it. If you have to hide your purchases you aren't really doing whatever you want.

I'm not hiding my purchases, we share the same house, each other's problems, at least let a nikka keep his money. Won't be sharing accounts.

 

[Rawtid]

There's several examples of this in this thread, and as long as the bills get paid and a bit is put into savings, what else you need to work together on?

Umm making financial decisions together...investing, saving, starting a business, etc. Getting the bills paid is only one aspect of marriage but what about developing a stable financial platform for BOTH of you? You'll get rich a lot quicker in a marriage by putting all your money together and making financial decisions together than just paying your portion of the bills and doing whatever you want with money left over.

 

[MeachTheMonster]

review together?

might as well give up your balls sack brehs

If you are the leader of your home, you should be able to have a joint account and review things together while keeping your ball sack in tact.

Having seperate accounts is akin to hiding your ball sack

 

[Malcolmxxx_23]

share and have your wife audit every monthly statements breh

 

[Malcolmxxx_23]

share online banking information with the spouse brehs
explain for the random purchase outside your residency brehs

 

[Poh SIti Dawn]

Umm making financial decisions together...investing, saving, starting a business, etc. Getting the bills paid is only one aspect of marriage but what about developing a stable financial platform for BOTH of you? You'll get rich a lot quicker in a marriage by putting all your money together and making financial decisions together than just paying your portion of the bills and doing whatever you want with money left over.

Who said we're trying to get rich, start a business lmao. If I ain't getting money out of my degree I don't expect to get money with my wife not investing, that's a waste of money, like Gucci said "if you're married to a broke bytch, my nikka divorce her" if we ain't making money separately then there's no point sharing money.

 

[Malcolmxxx_23]

Why have a seperate account then?

just in case their is fraud breh
always have a backup

 

[MeachTheMonster]

I'm not hiding my purchases, we share the same house, each other's problems, at least let a nikka keep his money. Won't be sharing accounts.

I'm not telling you what to do. Keep seperate accounts if you want to. But the only reason you have that account is so you don't have to answer to your wife about purchases you make. If you truly did what you wanted to do you would have a joint account and still spend your money how you see fit.

 

[61 Corpses]

They why you create a budget and review it together regularly. Unless you both are in deep debt there is no reason why your spending money after savings and bills should be scrutinized. Now if yall have debt to pay off it may be reasonable to cut down spending or monitor miscellaneous spending for the good of the family.

This is marriage..everything you do is scrutinized

 

[MeachTheMonster]

just in case their is fraud breh
always have a backup

Planning for your marriage to fail usualy leads to a failed marriage. And having seperate accounts actually leads to a chance of more fraud/financial fukkery since you can't see what's going on untill it's too late.

 

[Rawtid]

Who said we're trying to get rich, start a business lmao. If I ain't getting money out of my degree I don't expect to get money with my wife not investing, that's a waste of money, like Gucci said "if you're married to a broke bytch, my nikka divorce her" if we ain't making money separately then there's no point sharing money.

LMMFAO!! Umm why wouldn't you? Why would you get married only to maintain the financial level you had before marriage? Hell the shyt might decrease once you add children in the mix. You NEED more money in a marriage and the fastest way to get there is to work together financially.

 

[MeachTheMonster]

LMMFAO!! Umm why wouldn't you? Why would you get married only to maintain the financial level you had before marriage? Hell the shyt might decrease once you add children in the mix. You NEED more money in a marriage and the fastest way to get there is to work together financially.

Yeah. I read that shyt like

That's one of the biggest benefits to marriage. Two incomes can multiply into big things if the correct money decisions are made.

 

[CrimsonTider]

I understand why anyone would want to maintain individual accounts but I think a joint account is the best way to go. Individual accounts lead to financial fukkery and secrets, especially if one partner is bad with money. A joint account forces you to work together with finances. It also allows the person who sucks with money to see how their bad habits are impacting the marriage.

I don't think you can work together financially with separate accounts, it just doesn't seem possible to me. If someone has a hard time budgeting or overspends their money, it's hard for the other partner to see this behavior until it's too late. I think the couple should have separate spending money but anything over that should be a discussion and I think those discussions will happen less if the accounts are separate.

You're saying all this and you have never been in the situation

Me and my wife have separate accounts and a joint savings account

All the bills get paid and money gets out into saving every month

Why would I care about what she does with the rest of the money she earned on her own?

 

[Malcolmxxx_23]

You're saying all this and you have never been in the situation

Me and my wife have separate accounts and a joint savings account

All the bills get paid and money gets out into saving every month

Why would I care about what she does with the rest of the money she earned on her own?

yup

@Rawtid is not even married