If you live in an outer borough, chances are you still need a car. I've lived at the edge of Queens before without a vehicle and it is not easy. Everything is not a few subway stops away.Take this from someone from a place with absurdly shytty public transportation. I'd LOVE to have the option to just walk onto a subway and slide across the entire city as much as I want for $130 a month.
As opposed to $150/month in gas, $200/month in insurance, $200+ yearly for plate renewal, $250 a quarter for maintenance, and still have to deal with traffic and a$$hole drivers that have a much higher chance of seriously injuring people than a fight on the subway. This isn't even counting a car note.
$1,300/year for convenience with some "nuisances" vs. $4,700/year and a higher chance of serious injury.
I have no sympathy for New Yorkers on this.
So some folks are paying everything you pay, because insurance in NY is ass, plus the cost and fukkery of the subway.


in this thread.

If someone attacked me I’m attacking back with intent to hurt you, that’s a case of self defense. Figures that dude isn’t getting charged. Hope these criminals realize that now.
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