Jewish gentrification up close and personal.

[Voice of Reason]

YOU HAVE MENTAL ISSUES AND DEEP SEEDED INSECURITY

MOST LIKELT A CAC AGENT TRYNA STIR THE POT BETWEEN BLACK FOLKS N JEWS

YOU ARE A CAC

 

[Sukairain]

Jews don’t thrive because the individuals have good financial discipline. It’s the application of that discipline as a group that makes all the difference.

I understand, but I still think as individuals everyone can learn a lot from them. Even as individuals Jews very rarely squander their money

 

[PoPimp84]

Most people game the system in some form, it’s the only way to get ahead.

From the Black experience this NOT the case for us. We have to play by the rules and yet they still try still crack down on us. Indian’s buying hotels, no one bats an eye at them hiring illegals to work there. Asians running prostitution rings out of massage parlors no one bats an eye. Arabs running guns out of convenience stores, again no one bats an eye yet they’ve been trying to shut the Turkey Leg Hut down for noise injunctions.

 

[MMS]

LOL

I DONT HAVE A “MIXTAPE”

OR ARE U TALKIN BOUT THE STUFF I PRODUCED FOR THE PHARCYDE?

 

[Sccit]

YOU ARE A CAC

SURE THING CHAD

 

[voltronblack]

From the Black experience this NOT the case for us. We have to play by the rules and yet they still try still crack down on us. Indian’s buying hotels, no one bats an eye at them hiring illegals to work there. Asians running prostitution rings out of massage parlors no one bats an eye. Arabs running guns out of convenience stores, again no one bats an eye yet they’ve been trying to shut the Turkey Leg Hut down for noise injunctions.

And to add to way you just said alot posters even the the black ones in this thread are being willful ignorance on just hard the private sector companys which everyone use go at undermining black people man I swear to god it like it only take the right thread to be make for a lot posters to start talking like their thomas sowell

New York attorney general fines Long Island real estate companies for housing discrimination

New York Attorney General Letitia James has ordered three Long Island real estate companies to pay $115,000 to settle claims of housing discrimination.

www.wshu.org

New York Attorney General Letitia James has ordered three Long Island real estate companies to pay $115,000 to settle claims of housing discrimination.
The attorney general’s investigation was launched after Newsday reported in 2019 that Long Island real estate brokers routinely steered prospective homebuyers to neighborhoods based on their race.
The state conducted undercover investigations of Keller Williams Greater Nassau, Keller Williams Realty Elite and Laffey Real Estate. It found agents steered prospective homebuyers of color away from white neighborhoods and subjected them to different requirements. An example describes an agent telling a white buyer that a particular neighborhood had gang violence while then telling a Black buyer that the same neighborhood had “the nicest people.”
Under the settlement agreement, the three companies are required to pay an assortment of fines, retraining costs and money to Suffolk County so local authorities can conduct further inspections.
The state said investigations of further companies are still ongoing.

New research details effect of ‘Black tax’ on African American homeownership

Black Americans are paying more than white Americans to own a home, making it harder for Black households to accumulate housing wealth at the same rate as their white counterparts, according to new…

thehill.com

Black Americans are paying more than white Americans to own a home, making it harder for Black households to accumulate housing wealth at the same rate as their white counterparts, according to new research from MIT.
In a study published earlier this month, MIT researchers found that Black Americans pay $743 more annually than white Americans when it comes to mortgage interest payments, $550 more per year in mortgage insurance premiums and $390 more each year in property taxes — totaling more than $13,000 over the life of the loan.
The study — authored by Ed Golding, executive director of the MIT Golub Center; Michelle Aronowitz, former deputy general counsel for enforcement and fair housing at the Department of Housing and Urban Development; and Jung Hyun Choi, a researcher with the Housing Finance Policy Center at the Urban Institute — found that the inequities totaled to $67,320 in lost retirement savings for Black homeowners.
Citing income data from the National Association of Real Estate Brokers (NAREB), the country’s oldest minority trade association, the study said it found an income gap of $25,800 between Black and white Americans to be “exacerbated by this ‘Black tax’ on homeownership.”
The elimination of those additional costs, the study said, would cut in half the roughly $130,000 gap in liquid retirement savings between white and Black families.
The study also found that African Americans paid higher interest rates due to a lack of refinance opportunities, a problem researchers said results in Black homeowners paying “approximately another $475 per year more than white homeowners, which results in a loss of retirement savings of nearly $20,000.”
Golding told The Hill that, for a variety of reasons, Black families don’t refinance or can’t refinance as easily or as quickly as white families.
“So, when the [Federal Reserve] lowers rates, people refinance to lower their mortgage rate. But more Black families are stuck at the old higher rates and our data shows that,” he said, while noting that African American families have a higher unemployment rate, meaning “they’re more likely to be in that group that can’t refinance.”
While the study notes that the inequities can be “traced to the long history of slavery, segregation, and race discrimination,” it also points to “current policy choices that maintain the disparities” and suggests reforms.
Some of the policy recommendations include forming a “government supported insurance program that makes mortgage payments in the event of unemployment or disability” and including “tax credits for first time homeowners, which could be used as a down payment to reduce the effect of risk-based pricing and the need for mortgage insurance.”
The MIT study builds on previous research from the real estate website Redfin in June that found the homeownership rate for Black families stood at less than 45 percent nationwide, compared to the 73 percent rate for white families.
And an analysis published over the summer — authored by economists Troup Howard, an assistant professor of finance at the University of Utah, and Carlos Avenancio-León, assistant professor of finance at Indiana University — found that Black and Hispanic residents bore a 10-13 percent “higher property tax burden than white residents” in the nation.
When discussing the homeownership gap in an interview this week, Antoine Thompson, executive director of NAREB, which works to promote democracy in housing, said the impact of racist practices in the country that have shut Black Americans out of housing, dating back to slavery, is still being felt today.
Thompson said the suggestion made in the MIT study to pool risk among borrowers in lieu of risk-based pricing was “a great idea,” and one that has been discussed before.
He also pointed to the Great Recession as to why some Black Americans could be reluctant to get a refinance.
For many Black Americans who lost their homes, Thompson said, “their first loan was good, but then someone went after them and encouraged them to refinance and then they no longer had a 30-year fixed-rate mortgage … and once they hit a cliff they couldn’t recover.”
The MIT study pointed to capital standards that it noted have “the effect of placing the burden of staving off a repeat of the 2008 Great Recession on black homeowners, even though black homeowners were primarily the victims of the crisis, not its cause.”
Thompson said that going forward, the widening or narrowing of the racial homeownership gap will depend largely on “how we come out of COVID in terms of making sure that more African Americans get a forbearance that need it.”
Another key factor, he said, is employment and whether the country will be able to “break this trend of African Americans going back to work slower” than white Americans, citing data that shows white workers have been making job gains at faster rates than Black workers during the pandemic.

 

[PoPimp84]

And to add to way you just said alot posters even the the black ones in this thread are being willful ignorance on just hard the private sector companys which everyone use go at undermining black people man I swear to god it like it only take the right thread to be make for a lot posters to start talking like their thomas sowell

New York attorney general fines Long Island real estate companies for housing discrimination

New York Attorney General Letitia James has ordered three Long Island real estate companies to pay $115,000 to settle claims of housing discrimination.

www.wshu.org

New research details effect of ‘Black tax’ on African American homeownership

Black Americans are paying more than white Americans to own a home, making it harder for Black households to accumulate housing wealth at the same rate as their white counterparts, according to new…

thehill.com

Exactly!!! You see it too. Rep

 

[CreepyMcCreeperson]

That’s what I meant. They’re gaming the system.

They own the homes, have their wives or family get the vouchers, but rent the property to other people. They ARE the landlords. So they get the section 8 money AND the rent money.

 

[CreepyMcCreeperson]

Yes all I’m saying is when it’s a big difference when we are caught and when they are. Who gets the free pass and who get the book thrown at them?

Look how many of us don’t vote. When you have your own people in place, you can get away with more.

 

[PoPimp84]

Look how many of us don’t vote. When you have your own people in place, you can get away with more.

Dude I’m not about to get into this voting spill. Look at how many Asians don’t vote and
look how few Asian representatives are in office in comparison to Black reps. Black people vote more for one party more than any other demographic. Everyone else’s vote is more or less split. It’s about economics then you can flex your political pull and NO OTHER GROUP OF PEOPLE’S economy has been under constant attack like Black Americans on this land. That’s how Asians have an easier time getting shyt done politically with a smaller population and less representation. Just saying go vote more is a lazy cop out and ignores nuance.

 

[CreepyMcCreeperson]

Dude I’m not about to get into this voting spill. Look at how many Asians don’t vote and
look how few Asian representatives are in office in comparison to Black reps. Black people vote more for one party more than any other demographic. Everyone else’s vote is more or less split. It’s about economics then you can flex your political pull and NO OTHER GROUP OF PEOPLE’S economy has been under constant attack like Black Americans on this land. That’s how Asians have any easier time getting shyt done politically with a smaller population and less representation. Just saying go vote more is a lazy cop out and ignores nuance.

Asians also have more two parent households and businesses.

 

[Amo Husserl]

 

[Rawtid]

From the Black experience this NOT the case for us. We have to play by the rules and yet they still try still crack down on us. Indian’s buying hotels, no one bats an eye at them hiring illegals to work there. Asians running prostitution rings out of massage parlors no one bats an eye. Arabs running guns out of convenience stores, again no one bats an eye yet they’ve been trying to shut the Turkey Leg Hut down for noise injunctions.

I don't disagree with what you're saying, but we also don't play the same game "together" and that hinders us as well. The groups you mentioned come in packs to take over and their support system for one another is very strong. Black people need one another, en masse though. No one is coming to save us and shyt will never be fair.

 

[Fillerguy]

Imma be honest, this an improvement. MLK used to hot as hell after 6pm growing up. nikkas would be on the corner at 7am during the summer. There's a hood documentary called "Promise me tomorrow" so many of my cousins and friends, growing up, are in it. The areas these Jews are taking over used to be warzones. I can't really complain


Part of the doc if anyone cares

 

[HarlemHottie]

Oh snap, yall, i think i got a stalker.

Aunt Joanie was not blood, as i likely stated in that very thread. My grandfather was illiterate until adulthood, when he taught himself to read using discarded newspapers left behind by passengers on the buses he cleaned. I grew up in section 8 and attended excellent schools on account of my own personal magnetism and stellar testing.

Anything else? Do you have a comment on my post?

We literally had this same conversation SIX days ago, so you either dap fishing or going senile. Either way, black men gotta start taking better care of yall health, both physical and mental.

Spoiler

bytch ass nikka.