Credit Card Discussion Thread

GunRanger

Veteran
Joined
May 17, 2014
Messages
31,461
Reputation
4,883
Daps
104,150
What was the sign up bonus?
150 bonus if you spend 500 in the first 3 months. This guy on Reddit broke it down, and I would have had to spend like 30k with the Citi card to break even.


Also you can transfer points between chase cards, and since I have the sapphire too that helps.
 

ViShawn

Superstar
Supporter
Joined
Aug 26, 2015
Messages
15,279
Reputation
5,932
Daps
51,503
So JP Morgan Chase sneakily increased the interest rates of both my credit cards by .25%. :francis:

One of my monitoring alerts caught it. I haven't gotten a notification from Chase yet.
 
  • Dap
Reactions: .r.

Spade

Superstar
Joined
Sep 14, 2012
Messages
14,161
Reputation
880
Daps
25,120
Reppin
DC/Texas/Chicago
IDK if it's mentioned but y'all better hop on that Discover It wave
I started out with their secured card at $300 in June and graduated in January with $1250. You saying they do CLI's every 30 days? I was going to wait at least 6 months before asking for a CLI.
 

Apollo Creed

Look at your face
Supporter
Joined
Feb 20, 2014
Messages
57,283
Reputation
13,739
Daps
214,738
Reppin
Handsome Boyz Ent
I started out with their secured card at $300 in June and graduated in January with $1250. You saying they do CLI's every 30 days? I was going to wait at least 6 months before asking for a CLI.

yup as long as your payment history is good you should get approved. I usually do it every 90 days so I can just get the bigger bumps opposed to small bumps every 30 days. they dont run your credit so it doesnt hurt.
 

Spade

Superstar
Joined
Sep 14, 2012
Messages
14,161
Reputation
880
Daps
25,120
Reppin
DC/Texas/Chicago
yup as long as your payment history is good you should get approved. I usually do it every 90 days so I can just get the bigger bumps opposed to small bumps every 30 days. they dont run your credit so it doesnt hurt.
I see. I'll wait until early April to do that.
 

Dolla$

Minus the bullsh*t...life's great
Joined
Jul 8, 2014
Messages
5,303
Reputation
305
Daps
15,319
Got the capital one venture card with a $2000 limit. Need to figure out a way to spend a $1000 in the next 3 months so i can get the 20,000 airmiles
 

The Fukin Prophecy

RIP Champ
Joined
May 1, 2012
Messages
24,460
Reputation
5,746
Daps
96,109
Credit is just a banking mechanism that exists for the IRS to keep better track of your money...

A wise man once told me they can't tax what they don't know...

Cash is hard to keep track of because it doesn't leave a trail but when you charge that card it always leaves an electronic trail...You use that card, you make big brothers job keeping tabs on you much easier...Only credit card I have is the corporate platinum AMEX the firm gave me...Other than that I pay cash all the time and been that way since I was a youngin...Paying cash is also a great way of staying out of debt...You can only spend what you have on you...
 

TRFG

Not who you think
Joined
Mar 7, 2014
Messages
13,798
Reputation
280
Daps
38,516
Credit is just a banking mechanism that exists for the IRS to keep better track of your money...

A wise man once told me they can't tax what they don't know...

Cash is hard to keep track of because it doesn't leave a trail but when you charge that card it always leaves an electronic trail...You use that card, you make big brothers job keeping tabs on you much easier...Only credit card I have is the corporate platinum AMEX the firm gave me...Other than that I pay cash all the time and been that way since I was a youngin...Paying cash is also a great way of staying out of debt...You can only spend what you have on you...
That's not a credit card tho :mjgrin:
 
Top