Credit Card Discussion Thread
- Thread starter Blackout
- Start date
What was the sign up bonus?
150 bonus if you spend 500 in the first 3 months. This guy on Reddit broke it down, and I would have had to spend like 30k with the Citi card to break even.
Also you can transfer points between chase cards, and since I have the sapphire too that helps.
DrunkenNovice
Superstar
So JP Morgan Chase sneakily increased the interest rates of both my credit cards by .25%.
One of my monitoring alerts caught it. I haven't gotten a notification from Chase yet.
The fed raised rates
Anything else you have with an adjustable rate will probably be increasing as well.
Spade
Superstar
I started out with their secured card at $300 in June and graduated in January with $1250. You saying they do CLI's every 30 days? I was going to wait at least 6 months before asking for a CLI.
yup as long as your payment history is good you should get approved. I usually do it every 90 days so I can just get the bigger bumps opposed to small bumps every 30 days. they dont run your credit so it doesnt hurt.
Spade
Superstar
I see. I'll wait until early April to do that.
Jesus christ. What do you need that much credit forJust got my NFCU Visa limit raised to 35K from 28K...8.25% APR. I highly recommend them, better rates than USAA.
why not? to keep your credit utilization low, for startersJesus christ. What do you need that much credit for
ignorethis
RIP Fresh RIP Doe RIP Phat
Just got my $1000 Secured BOA credit card upgraded to a $3000 actual credit card 
Can't wait for all these credit inquiries to fall off, my fico score gonna be icy.
Can't wait for all these credit inquiries to fall off, my fico score gonna be icy.
The Fukin Prophecy
RIP Champ
Credit is just a banking mechanism that exists for the IRS to keep better track of your money...
A wise man once told me they can't tax what they don't know...
Cash is hard to keep track of because it doesn't leave a trail but when you charge that card it always leaves an electronic trail...You use that card, you make big brothers job keeping tabs on you much easier...Only credit card I have is the corporate platinum AMEX the firm gave me...Other than that I pay cash all the time and been that way since I was a youngin...Paying cash is also a great way of staying out of debt...You can only spend what you have on you...
A wise man once told me they can't tax what they don't know...
Cash is hard to keep track of because it doesn't leave a trail but when you charge that card it always leaves an electronic trail...You use that card, you make big brothers job keeping tabs on you much easier...Only credit card I have is the corporate platinum AMEX the firm gave me...Other than that I pay cash all the time and been that way since I was a youngin...Paying cash is also a great way of staying out of debt...You can only spend what you have on you...
That's not a credit card tho
