Credit Card Discussion Thread

[Jesus]

Jesus christ. What do you need that much credit for

I really don't...

But if there was any emergency...I know I have a good deal of credit available without using my own cash.

Any big ticket purchases I may have...I usually pay with CC and within 30 days before I'm charged interest I pay off with my cash. Credit cards offer more protection usually than bank accounts.

Cacs usually leave their kids insurance policies and if they have large lines of credit...they max those out before they kick the bucket. Life insurance policies aren't part of the estate and is considered off limit to debt collectors.

 

[Serious]

I really don't...

But if there was any emergency...I know I have a good deal of credit available without using my own cash.

Any big ticket purchases I may have...I usually pay with CC and within 30 days before I'm charged interest I pay off with my cash. Credit cards offer more protection usually than bank accounts.

We getting courtside tickets next time you in LA

Cacs usually leave their kids insurance policies and if they have large lines of credit...they max those out before they kick the bucket. Life insurance policies aren't part of the estate and is considered off limit to debt collectors.

I just might do this, for my unborn child.

 

[DrunkenNovice]

I really don't...

But if there was any emergency...I know I have a good deal of credit available without using my own cash.

Any big ticket purchases I may have...I usually pay with CC and within 30 days before I'm charged interest I pay off with my cash. Credit cards offer more protection usually than bank accounts.

Cacs usually leave their kids insurance policies and if they have large lines of credit...they max those out before they kick the bucket. Life insurance policies aren't part of the estate and is considered off limit to debt collectors.

Breh ive seen cacs Prepay for their funeral with a credit card right before they die

 

[International Playa]

Credit cards need people with self control, having $10000 credit, you tempted ball out in the club, shoppin sprees etc

 

[winb83]

Jesus christ. What do you need that much credit for

could buy a car with it.

 

[Serious]

Breh ive seen cacs Prepay for their funeral with a credit card right before they die

 

[Roxx the King]

Looking for a secured card to start building. Thinking of going with discover secured card over capital one. Any advice?

 

[TRFG]

Looking for a secured card to start building. Thinking of going with discover secured card over capital one. Any advice?

I would go with the one your bank offers

 

[Roxx the King]

I would go with the one your bank offers

I bank with wells Fargo and their card gets terrible reviews

 

[TRFG]

I bank with wells Fargo and their card gets terrible reviews

most of those are probably from bums

 

[Roxx the King]

most of those are probably from bums

They said it's really hard to graduate to an unsecured. I don't wanna pay 24 percent interest on my own money for 2 years or so

 

[TRFG]

They said it's really hard to graduate to an unsecured. I don't wanna pay 24 percent interest on my own money for 2 years or so

I used BofA and I graduated out of it in a year and got my deposit back the same time

 

[LeVraiPapi]

I have 2 cards. One Capital one with a high interest of 18%. Amazon Card that I just fully paid off.

I owe 3k on the Capital One and I'm trying get my balance to like 1k.

Tell me brehs. How do I play with those cards to boost my score higher now ?

Planning to put 400 dollars on my Amazon card and pay it quick. Limit is 1800. Any suggestions?

 

[Roxx the King]

I got into some crazy stupid debt when I was in college. The fukked up thing is that a $50-100 outfit to go clubbing essentially cost me 40x the amount, I would have paid upfront.

Now I'm a firm believer of paying everything in cash.

Here's a documentary I suggest everyone in this thread should watch:


These corporation are pure evil

Just watched the whole thing. I guess Dodd eventually got some reforms thru

 

[Serious]

most of those are probably from bums

Hahaha right, can't forget most Americans aren't financially literate.