Credit Card Discussion Thread
- Thread starter Blackout
- Start date
Dolla$
Minus the bullsh*t...life's great
What you meanPayPal charge it to yourself.
Lol does that really work?PayPal charge it to yourself.
Welcome to the magical world of manufactured spending where people move money around without actually spending much of anything just to reap the benefits.
Manufactured Spending - FlyerTalk Forums
To piggyback on the PayPal charge to yourself, you can also get the square credit card slider for free and avoid PayPal funny ways I which they like to freeze money and what have you. Basically its a POINT of sale device on your phone and you link your checking account and swipe your credit card to your square account. The money will deposit instantly into your checking and I believe at a lower processing fee than PayPal as Well. I did it as a test the other day to do a cash advance without paying the fees and it worked lovely. No cash advance fees or atm fees. Just the processing fee
BOA America card
chase slate and freedom
Capital one silver card
Citi diamond
I carry large balances but looking to pay off and just stick to one major card, I'm looking at my chase freedom.they offer better general rewards in my opinion.
chase slate and freedom
Capital one silver card
Citi diamond
I carry large balances but looking to pay off and just stick to one major card, I'm looking at my chase freedom.they offer better general rewards in my opinion.
What's the appeal of credit cards in your opinion vs cash. Are the rewards really worth it, if you pay your balance off in full every month. And what about annual fees. That seems counterproductive.
These cards are pretty much "entry level" and they carry no annual fee. Honestly the appeal for me is when it comes to certain purchases I rather tie up credit than actual cash incase of unfortunate events and also the % of cash back but at the end of the day the difference of the (purchasing % - cash back %) as to be worth it because if you don't pay in full you are paying a interest rate which basically eats away at your cash back. I ended up with this many cards is kinda stupid though mix of recklessness and not wanting to close my accounts as it can be considered a negative on my C.R. so I just left them open.
Some cards have kick ass cash back offers and some have some baller perks like free airline class upgrades and use of upper class lounges in airports
Last edited:
Capital One Platinum ..Started off with a 300 dollar limit 3 years ago, at 2500 now. First card I ever got..
Amex Everyday..Limit started at like 5k, jumped to 7200, now at 9k..
Chase Slate 2700 Limit..Just got this last year for balance transfer purposes.
Fifth Third Bank Truly Simply card...Also got last year for same purposes as above...2k limit..
I waited late in life to start using cards, nikka got in a pinch or 10 and said whatever, I'll just charge shyt..Winded up racking up about 6, 7k worth of charges real quick..Did the two balance transfers to stop paying interest, and wiped that shyt out easy...Currently carrying just $100.00 balance on the 5/3 Card to keep an active account of revolving credit but I will never in life use a card up the way I did before again. shyt is stressful as hell bruh...I see so much more of my cheese these days..tis a lovely feeling my boy!
Amex Everyday..Limit started at like 5k, jumped to 7200, now at 9k..
Chase Slate 2700 Limit..Just got this last year for balance transfer purposes.
Fifth Third Bank Truly Simply card...Also got last year for same purposes as above...2k limit..
I waited late in life to start using cards, nikka got in a pinch or 10 and said whatever, I'll just charge shyt..Winded up racking up about 6, 7k worth of charges real quick..Did the two balance transfers to stop paying interest, and wiped that shyt out easy...Currently carrying just $100.00 balance on the 5/3 Card to keep an active account of revolving credit but I will never in life use a card up the way I did before again. shyt is stressful as hell bruh...I see so much more of my cheese these days..tis a lovely feeling my boy!
those aren't credit cards they're charge cards. A charge card requires you to pay the balance in full each month.Been a Amex card holder for about 2 months and they're already offering me their Gold and Platinum cards
Where in that post did I mention they were credit cards
Last edited: