Amex gold and up doesn't change a foreign exchange fee
Credit Card Discussion Thread
- Thread starter Blackout
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Amex gold and up doesn't change a foreign exchange fee
Just applied for my second credit card ever and got curved. Currently at the lower third of the 700s. I need to get a rewards card eventually but will probably try again when my score is in the 750s or better
Rewards cards usually require a higher credit score. My first 2 were Chase Freedom and Discover It. I was probably in the 720 range when I got them.
Yinny
I miss LLC Twitter
This is my only debt, but it piled up fast. Word of advice: don’t put fam on your account. I need to become more liquid-based. Slowly getting there, still have under 10k owed.
Lowering my utilization rate has paid off and I'm in the low 700s now. Debating on what my second card should be.
Once you finally get on the path of achieving solid/good credit - the good habits you've picked up on the way there stick with you. I don't even think twice about doing some of the dumb shyt I did in the past.
Once you finally get on the path of achieving solid/good credit - the good habits you've picked up on the way there stick with you. I don't even think twice about doing some of the dumb shyt I did in the past.
Yeah I built up to an 850 FICO score over the span of 4 years from 670. My score has fallen a bit because I no longer have a credit card debt consolidation loan or any installment loan so I'm at 809 but I haven't payed any credit card company any interest in over 5 years.Lowering my utilization rate has paid off and I'm in the low 700s now. Debating on what my second card should be.
Once you finally get on the path of achieving solid/good credit - the good habits you've picked up on the way there stick with you. I don't even think twice about doing some of the dumb shyt I did in the past.
I don't buy stuff I don't have the money in the bank to pay off by the end of the month anymore. Back when I was younger I just bought stuff and made the minimum payment to keep them off me. That was pretty stupid. I remember when I got the place I'm at now I applied for a Chase Freedom and was denied. 2 years after that Chase was sending me offers for the Freedom pre-approved. My interest rate is sky high on it. Like 18% but I've never paid them a cent of interest so I don't even bother calling them to lower it.
Squidward24
Banned
Having a credit card is a huge curse, I implore all of you to pay that shyt off asap. It really mentally fukks you in the head when interests fukks you over. I was going crazy over a 1500 dollar credit card debt that kept piling up in interest, so glad i paid that shyt off.
Squidward24
Banned
With that said anyone have experience piling up reward miles? How does it go for you guys?
606onit
Superstar
new sub. I need a card with good rewards, I have decent credit. Is this one a good one or what do u all suggest?
Travel Reward Credit Cards - CompareCards.com
Travel Reward Credit Cards - CompareCards.com
Do you travel alot?
If not try citi double cash. That's what I have. I'm also considering the amazon card cause its metal
606onit
Superstar
i travel a decent amount, yeahDo you travel alot?
If not try citi double cash. That's what I have. I'm also considering the amazon card cause its metal
Yinny
I miss LLC Twitter
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Yinny
I miss LLC Twitter
...
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Go ahead and get that. Sapphire Preferred is legit. If you can combine that with the Chase Freedom Unlimited you be eating real good off the reward points. Right now those are the only 2 cards I use. CSP for dining and travel (2x points) and CFU for everything else.