I just googled it, but for example, with Zelle, Chase only allows you to send 2K in a single transaction. Cash App starts with a send limit of 2500 if you have a verified bank account that you can raise to 7500.I think you can move as much money as you want, it's just when the amount exceeds a certain amount you will be questioned by the IRS which might have been the reason coogler wanted cash. That is why when I gamble I stop when I win around 9k to avoid the tax hit.
Or hell maybe he was getting robbed and purposely did this dumb shyt to get the police involved. Would make a great movie for him lol
PayPal has the largest amount that I'm seeing. With a verified account it says you can send up to 60K but says you can be limited to 10K
So whoever he was sending the 12K to would of had to have a verified PayPal account in order to for him to just send him that much in 1 transaction.