Big Boy Club……Amex Gold & Platinum Discussion

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Spence

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NatiboyB said:
well you do pay off the balance.
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As posted above they let you carry a balance. We moved our spending from the platinum to the gold since its 4x on restaurants and we just found out Amazon fresh codes as 4x also so we don’t even have to physically go to the grocery store any longer to accumulate points. :lawd:
 
Back4The1stTime

Back4The1stTime

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Spence said:
Just checked the wife’s credit and her gold card made her credit rise 68 points to 790 because Amex makes it seem like we pay off a card balance each month
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How long did it take before AMEX started reporting to y'alls credit?
 
humminbird

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Back4The1stTime said:
You can use pay overtime but it's not really recommended because of the interest rates and you don't get any qualifying MR points. It's best to treat it what it's always been, a charge card that you pay off every month.
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yeah plus if you have pay over time off they'll offer you 20,000 points to turn it on
you don't have to use it either
 
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brooklyn_boulevard

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Back4The1stTime said:
For their charge cards, as long as you are 700 and above and a year or two of good payment history on your credit you will most likely get approve (except the black card). Even their starter or basic credit cards you can get approve with a 670 and good payment history. Most of their cards are not hard to get. People just have to decide if their annual fees are worth it.
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Even the gold ? You mean someone can get the gold card under 700s?
 
BaldingSoHard

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Spence said:
As posted above they let you carry a balance. We moved our spending from the platinum to the gold since its 4x on restaurants and we just found out Amazon fresh codes as 4x also so we don’t even have to physically go to the grocery store any longer to accumulate points. :lawd:
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:gladbron: oh shyt. I did not know this.
 
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brooklyn_boulevard

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Back4The1stTime said:
There have been some cases where people have got the gold with under 700. But it depends on what's going on with your credit as well. High 600's is still considered good credit. But to be safe don't apply until your credit is above 700
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Appreciated. Which bureau does Amex pull from? Transunion, equifax or experian?
 
humminbird

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Looks like they might be serious

I also see it on my plat card in the benefits section along with the soul cycle credit
 
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Spence

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humminbird said:
Looks like they might be serious

I also see it on my plat card in the benefits section along with the soul cycle credit
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Might as fkn well since it’s free. Between this and Amazon Fresh coding as 4x I’m never leaving my fkn house for groceries again. I think maybe it’s curbside for Walmart but I have to check.
 
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Spence

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Spence said:
Might as fkn well since it’s free. Between this and Amazon Fresh coding as 4x I’m never leaving my fkn house for groceries again. I think maybe it’s curbside for Walmart but I have to check.
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FYI for those that have a neighborhood Walmart that store codes as 4x for gold cards. We bout to eat between this and Fresh.
 
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