Big Boy Club……Amex Gold & Platinum Discussion

[T’Challa’s Heir]

Under normal circumstances, the travel credits and benefits totally cover the annual fee. Hell, the hotel benefits alone can cover you if you're doing it right. My understanding of it is that it's very much a travel card, in that your best shot at getting the annual fee back in value is really just the card itself for travel, and then reinvesting perks/points back into travel.

If you're not traveling a whole lot right now, or don't plan on ever being a heavy traveler, the Gold is definitely a better fit for regular everyday use in my opinion. I'm absolutely cleaning up on the 4x points on food and groceries.

I ended up going with the Gold for my purposes. I couldn’t justify the $700 for how I’d use the platinum

 

[Legal]

I ended up going with the Gold for my purposes. I couldn’t justify the $700 for how I’d use the platinum

Nice!

I've been totally satisfied with my choice to pick up a Gold so far. Don't think I've even touched my debit card since I got it.

 

[BaldingSoHard]

Nice!

I've been totally satisfied with my choice to pick up a Gold so far. Don't think I've even touched my debit card since I got it.

Yup. I'm a food breh, so roughly 80% of my swipes are either at restaurants or the grocery store.

These points are racking the fukk up.

 

[humminbird]

Those look like a lot, but does the average consumer (you for example) even take advantage of those?

I use the Saks credit
The travel credit (not this year but I’m going to start again next year)
I gave the entertainment credit to my parents
The Uber credit for Uber eats
And I like the gold elite status for the hotels

 

[Legal]

Yup. I'm a food breh, so roughly 80% of my swipes are either at restaurants or the grocery store.

These points are racking the fukk up.

You ain't lying, breh. Haven't even completed two cycles, and I'm already closing in on 100K points after the SUB, and that's with the lady and I actually spending less since we've been going out with friends lately, and typically spend less on those nights.

From my limited experience, AmEx is definitely a system that is incredibly generous as long as you're willing to put a little work in on how to exploit it.

 

[Spence]

Under normal circumstances, the travel credits and benefits totally cover the annual fee. Hell, the hotel benefits alone can cover you if you're doing it right. My understanding of it is that it's very much a travel card, in that your best shot at getting the annual fee back in value is really just the card itself for travel, and then reinvesting perks/points back into travel.

If you're not traveling a whole lot right now, or don't plan on ever being a heavy traveler, the Gold is definitely a better fit for regular everyday use in my opinion. I'm absolutely cleaning up on the 4x points on food and groceries.

It’s really when you pair the two that the benefits take off, but if you focus on just the $1000 AF (for both) you aren’t seeing the big picture.

 

[Wise]

Anybody know the perks of the Gold card?

 

[Teal.]

My gold amex just got here and my goodness... It looks sexy

 

[-DMP-]

My gold amex just here and my goodness... It looks sexy

Is it bad I only want this card cuz it’s metal?

 

[Rhyse]

Is it bad I only want this card cuz it’s metal?

I have the delta plat and chase sapphire both metal and I love pulling them out but I need that rose gold Amex that’s a pretty girl flex lol

 

[Rhyse]

Got my TSA appointment this week. I wanted to hold off for global but I’m not waiting for an appointment. They are both reimbursed on the platinum card as a perk. I’ll do global entry next time.

 

[-DMP-]

I have the delta plat and chase sapphire both metal and I love pulling them out but I need that rose gold Amex that’s a pretty girl flex lol

I didn’t realize the chase sapphire was metal. I already have 2 other chase cards, might look into it

 

[beenz]

Is it bad I only want this card cuz it’s metal?

The titanium card hits different when u throw it on the table

 

[Rhyse]

I didn’t realize the chase sapphire was metal. I already have 2 other chase cards, might look into it

Yup. I got the preferred couldn’t really justify the annual fee on the reserve right now.

 

[BlaccSunrise]

Those young college joints get a rise from that. Especially a black man in his masculine frame, pullin it out.

Facts