If only my credit was good enough for it
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Big Boy Club……Amex Gold & Platinum Discussion
- Thread starter brooklyn_boulevard
- Start date
humminbird
Veteran
there's a feature called pay over time where you can carry a balance on them but they're usually pay everything you owe before the due date
humminbird
Veteran
yeah i turned mine off
I heard rumors if you have it off they'll give you 20,000 points to turn it back on but it hasn't happened to me yet
DeeezNuts
All Star
Damn I see the Chase Sapphire Reserve getting no luv on here...thats what I got...they got some changes coming next month for all the Chase cards i believe...i can't wait... I was thinking about getting AMEX but I'm all caught up in Chase's system with their Chase Trifecta...ill give it another year or two and see what the coming changes are...but Salute to yall Plat card holders on here
Silver Surfer
Veteran
Had a express green for a few years now......need to move on
desjardins
Superstar
I have AMEX Gold with over 90k limit (last time i checked)
I pay all my bills every month, including my total credit card bill and my credit score is over 800 last I checked
My FIL has the platinum amex but the annual fee and the fee for additional cards ain't worth it for me personally, the gold has no fee for additional cards
The main benefit I think I get from AMEX is customer service and the fact they always take their clients side. I had a friend who beat a $4k bottle service charge with AMEX when the club was fighting it hard as hell threatening court and all that so they really ride for their clients
I pay all my bills every month, including my total credit card bill and my credit score is over 800 last I checked
My FIL has the platinum amex but the annual fee and the fee for additional cards ain't worth it for me personally, the gold has no fee for additional cards
The main benefit I think I get from AMEX is customer service and the fact they always take their clients side. I had a friend who beat a $4k bottle service charge with AMEX when the club was fighting it hard as hell threatening court and all that so they really ride for their clients
CSR needs to upgrade their benefits. Amex plat lapped them.
DeeezNuts
All Star
I feel you... but you know Chase is not about to sit on the sidelines and let AMEX get all this food... i'm curious to see what Chase will do after AMEX came and crushed the building
I have the Amex Blue Cash card. Actually you have to have a more solid credit history and score to get their revolvers as opposed to their charge cards. You're no slouch by having this card.I'm only rocking a Broke Boi Blue ( BBB)
I have a everyday blue, they said I can upgrade to a cash preferred joint below ....I don't travel or use CC that much sogot about $140 cash points on the everyday blue
I get offers all the time to get the gold & platinum card but I already have three other cards. My most used are my US Bank Cash+ and Barclay's Arrival Plus. I tell everyone to use your credit cards if you got 'em and play the balance in full at the end of the month. Too dangerous using debit cards out here theses days
They'll probably wait to see how strong air travel comes back before they do anything. It became an arms race & battle between these cards when the masses finally started getting passports, you could purchase tickets online, and hit the skies whenever you wanted as opposed to back in the day when only a select few used to travel. Then Covid came and crushed the buildings. Things should bounce back tho
beenz
Rap Guerilla
you not ready for this discussion
do tell please.....
Check out @Htrb-nvr-blk-&-ug-as-evr 's posts earlier in this thread. He dropped some great knowledge on the Gold and the Plat cards.
The Radiant One
Superstar
So should i sign up for AMEX gold?
I have the CSR card but im looking on getting a business credit card
I have the CSR card but im looking on getting a business credit card
beenz
Rap Guerilla
I have the BOA cash rewards card at the platinum preferred tier. which gives me 75% more cash rewards than normal.
this means for the 3% I get on online shopping, its boosted to 5.25%
the 2% I get for groceries and costco jumps up to 3.5%
and the 1% I get for everything else jumps up to 1.75%
my costco visa pays 4% on gas, 3% on travel and restaurants and 2% at costco
and apple card pays 3%, 2% for apple pay and 1% for everything else
these are all cash rewards.
I only fly twice a year and it still adds up but that’s because I take advantage of everything else.