***Annual whats your credit score thread***

[Flu Game502]

A couple late payments last year due to some hard times Still 97% on time. I have a car and 3 credit cards. Oldest credit is 13 years (my first payed off car) highest credit limit is 3k. 64% utilization

You utilization is nikka

 

[Flu Game502]

I just started a self account. Just got an offer for first premier. How much could I I prove my credit with both?

Use both to strictly build fam

 

[Romey Rome]

You utilization is nikka

Had a rough year last year breh. I’m workin on it tho

EDIT: I’m trynna get it to about 20% by the end of the year

 

[NatiboyB]

470 nikka.
My shyt just dropped 18 points an hour ago

I got self @$1,633 loan $150 /month
Lexington Law membership $150. They do all the fighting for you on creditors and other shyt.
My boy swears by it so I bit.
Experian membership $20

I'm going hard for my credit.

I just paid off my cc in full last month.
Why the fukk hasn't that showed up on my credit report? Its still saying I owe $ when I dont.

That is a waste of money. I do like that you had the self lender. Lexington is pretty useless.

 

[Booker T Garvey]

936 last time I checked

 

[Flu Game502]

Had a rough year last year breh. I’m workin on it tho

EDIT: I’m trynna get it to about 20% by the end of the year

Its all good..you will get to 20%

 

[Robo Squirrel]

That is a waste of money. I do like that you had the self lender. Lexington is pretty useless.

Well wtf! Why do you say that?
I'm about to cancel that shyt then.
I signed up 2 days ago and something was telling me this doesnt feel right for $150 fukking dollars. All I have are 3 collections for unpaid phone contracts on my credit report. I can just call and ask for payment options my damn self. Pay half of that shyt and say fukk it.

 

[Flu Game502]

Well wtf! Why do you say that?
I'm about to cancel that shyt then.

The shyt they do you can do a majority of it yourself with a little time and research

 

[-G$-]

Spoiler

dropped off a few points the last month. sold one property and bought another. not sure how those financials effected the score. but I haven’t been anywhere sub 800 for years though...

 

[Flu Game502]

Spoiler

dropped off a few points the last month. sold one property and bought another. not sure how those financials effected the score. but I haven’t been anywhere sub 800 for years though...

Ballout then nikka

 

[Robo Squirrel]

The shyt they do you can do a majority of it yourself with a little time and research

EXACTLY my nikka. I was telling myself that earlier today.

 

[Robo Squirrel]

The shyt they do you can do a majority of it yourself with a little time and research

But if they show me some results by tomorrow then I might fukk with it. I know they are official but they say it takes time. I understand that but your charging a lot by the month. How the fukk do I know you aren't just taking your sweet ass time?

 

[Flu Game502]

But if they show me some results by tomorrow then I might fukk with it. I know they are official but they say it takes time. I understand that but your charging a lot by the month. How the fukk do I know you aren't just taking your sweet ass time?

Credit repair companies do be taxing.

 

[DrDoom]

Fico 782

 

[Tres Leches]

736