***Annual whats your credit score thread***

[Flu Game502]

I seen people on the myfico forums with like 15+ cards

 

[Commish]

776. It feels good to have good credit.

 

[Flu Game502]

Self credit card came in the mail today. Small credit limit rho brehss

 

[bnew]

Self credit card came in the mail today. Small credit limit rho brehss

Self Credit Builder Account Pricing

 

[Flu Game502]

Self Credit Builder Account Pricing

Self is very useful if you do it correctly. The self loan and the credit card gives you tradelines that gets reported to the three credit bureaus.

Good way to diversify your credit which Accounts alot in the credit building/repairing process breh

 

[Flu Game502]

Credit score jumped to 665 brehs

 

[Luck]

I'm being offered credit cards thru Credit Karma, Experian, and my car insurance. How do you go about deciding who has the better offer? This credit shyt is really hard for me to understand bruh...

Also, just to clarify, you can pay regular bills with credit cards, so you're not spending your own money, then just make the monthly payment on it? Is that how it works?



I have a medical collections too, do you just let it ride the 7-year period to drop off?

yes but they still have the option to sue until the statue of limitations is up in whatever state you have the debt in

I don’t know what the threshold is for that to be worth it for them tho I only “owe” 30gs so after law we, admin, court fees ect...I doubt that’s worth their time but we’ll see

 

[Flu Game502]

***update***
Im at 670 experian now

 

[Jaylen Tatum]

My score went up 32 points after 2 self payments

 

[Flu Game502]

My score went up 32 points after 2 self payments

Any credit cards?

 

[Romey Rome]

My score went up 32 points after 2 self payments

What is a self payment ?

 

[Formerly Black Trash]

I'm being offered credit cards thru Credit Karma, Experian, and my car insurance. How do you go about deciding who has the better offer? This credit shyt is really hard for me to understand bruh...

Also, just to clarify, you can pay regular bills with credit cards, so you're not spending your own money, then just make the monthly payment on it? Is that how it works?



I have a medical collections too, do you just let it ride the 7-year period to drop off?

Credit Karma and Experian offer me the same cards

 

[Flu Game502]

What is a self payment ?

https://www.thecoli.com/threads/anybody-need-help-building-or-fixing-their-credit.805130/

 

[Womb Raider]

781

 

[Dusty Bake Activate]

820.