***Annual whats your credit score thread***

[Flu Game502]

bytch ass nias man. I want another 1!

So credit one huh? Any other ones? YouTube said I should have as man cc as I can get. Even though it might sound counterintuitive.

3 months ago my score was like 570.

Signed up for a self account..First Premiere credit card...Indigo Credit card..and a Victoria Secret credit card using the shopping cart trick and now im at a 646.

Take what you can and just rebuuld

 

[Kairi Irving]

I didnt think a score so low was even possible!

Dap+Reputation

Just joking lol

 

[Robo Squirrel]

3 months ago my score was like 570.

Signed up for a self account..First Premiere credit card...Indigo Credit card..and a Victoria Secret credit card using the shopping cart trick and now im at a 646.

Take what you can and just rebuuld

Fa sho man right on.

Dap+Reputation

 

[Him]

743

 

[Robo Squirrel]

Just joking lol

Negged

 

[Ozymandeas]

690
Was at like 460 1 year ago today before I paid off an old ass student loan and got my first (secured)credit card.

Thats what I did. Started with a Capital One Secured card. Then they upgraded me to unsecured. Did the same with Discover. Then they upgraded me. Then I applied for another Capital One card and was unsecured from the start and I just been paying all of them faithfully.

 

[Flu Game502]

Fa sho man right on.

Dap+Reputation

Only problem with low tier credit card companies like first Premier is the high ass interest rates but i wouldnt sweat it. The trick to that is basically keeping ya utilization low around 5-10%

 

[Robo Squirrel]

Only problem with low tier credit card companies like first Premier is the high ass interest rates but i wouldnt sweat it. The trick to that is basically keeping ya utilization low around 5-10%

I thought it was 30%
Man I dont even know what that means really.

 

[Blankthawtz]

728 across the board.....

 

[Noriega]

715 Experian, 728 Equifax, 719 transunion

@SourPowerStraws

 

[Ezekiel 25:17]

My FICO shyt dropped 40 points ever since I paid off a $4k loan

Credit Karma got me at 717

 

[beenz]

Get a rewards card, toss typical monthly expenditures on it and pay it off every month. Helps credit and you earn a bit back

I try to make all my purchases with credit cards in order to get the cash back. really wish I could make my mortgage payment with a credit card.

my score is somewhere between 727 and 733 according to credit karma.

 

[MR. SNIFLES]

I TOOK A LOSS THIS YEAR AND DIPPED INTO THE 600'S. I WAS MAD BUT I LEARNED A LESSON.

 

[DatLBCGuy562]

I just cracked the 800s. Finally. I’m at 803.

 

[Flu Game502]

I thought it was 30%
Man I dont even know what that means really.

I mean you can spend whatever is on the card but make sure you pay that shyt all the way down by the time your statement date and due date come around breh