Jesse grew up as suburban rich kid and only "struggled" in his young adult years because he wanted to be a 'rebellious wigger'. Even then, he still had a nice big crib that his parents let him stay at. No wonder he couldn't appreciate the hard earn money that he eventually got. Money is pretty meaningless to spoiled rich brats.
and what about walts personal greed? dude set out to make a certain amount of money, surpassed it 10 fold, and didn't want to stop.
yeah, jesse grew up privileged, but neither of them knew what the fukk they were getting into. only difference is walt was a 50 yr old man with a death sentence and jesse is a naive mid 20's kid still trying to figure life out.