6 Figures 6 Certs Random Thoughts Thread

Rawtid

Veteran
Supporter
Joined
Jun 23, 2012
Messages
43,323
Reputation
14,608
Daps
119,418
Is it normal for jobs to skip out on interviews. Today was the second company that set up a skype interview with me and never called.

No that's not normal. Should have gave the ma call or sent an email to see what's up. Maybe they didn't have the correct Skype information.
 

Jimmy Two-Times™

Coli Mods Catch Me If U Can Forgive Me Imma Ridah™
Joined
Jan 17, 2013
Messages
27,997
Reputation
5,939
Daps
61,741
Reppin
Peckham™ Come Get Me!
The older I get, the more I realize how deadly the poverty mentality is. You really have to retrain your brain to believe that achieving financial goals like a high credit score or working for yourself are possible. It's even more difficult to do that when you're the first one in your family trying to go for those things.
Though I'm not the first in my family to do so like you I feel you because none of us have attained it yet we're all still striving to get by together. :to:

Agreed. Honestly, Windows guys are a dime a dozen (and this is coming from a guy with a MCSA) but Linux opens up plenty doors. DevOps, OpenStack, etc. I'm about to get back into that forreal once I finish my CISSP and decide if I'm going for my CCIE Security.

I'm about to start my BSc Computer Science degree later this fall (having studied IT before but I dropped out because I was young and didn't know what I wanted yet) and Cyber Security is the field I was looking to get into.

So my question to you is, should studying for a BSc in Computer Science allow me to get into a good cyber security job role or what subject of study do you recommend if otherwise?

In the UK the average salary is £70k sterling (which is about $92k USD):ohlawd::damn:


It feels like a pipe dream but I wanna improve my circumstances so bad.:banderas:
 

Jimmy Two-Times™

Coli Mods Catch Me If U Can Forgive Me Imma Ridah™
Joined
Jan 17, 2013
Messages
27,997
Reputation
5,939
Daps
61,741
Reppin
Peckham™ Come Get Me!
Thought about helping 20 other people having some extra money and every last one of them is questioning my motives:dahell:. LOL at the whole support black business bullshyt:russell:, talked it over to my white friends and they were game :francis: And that's where we fail, black people see work white people see an opportunity it is what it is. I'll be back in 6 month making a thread about how it went and I hope it burns your souls knowing it could be you making 6 figures a year doing almost nothing :salute::youngsabo:
  1. What type of work do you do?
  2. How did your business plan pan out more than a year on?
  3. Did your perspective on social status change? Because I don't feel as though that it is a race thing to see work as an opportunity or not more so the individuals work ethic.
 

he_is_I

Pro
Joined
Sep 17, 2015
Messages
682
Reputation
140
Daps
1,936
Reppin
Pittsburgh/Cincinnati
tumblr_pam34k25Gt1wiqjwwo2_540.png

tumblr_pam34k25Gt1wiqjwwo3_400.gif
 
Last edited:

Macallik86

Superstar
Supporter
Joined
Dec 4, 2016
Messages
6,507
Reputation
1,372
Daps
21,229
Is it still considered living paycheck to paycheck if you deposit 30-35% of your income into savings/investments and the rest of your income just gets you by your expenses for the month.

Ex.

You make $5,000 a month. You set up your direct deposit to put $1,750 into you savings immediately and the rest into your checking. Then you use the remaining $3,250 for bills and discretionary spending after which you have maybe like $20 at the end of the month.

Is that example still considered living paycheck to paycheck?

Asking for a friend.
In my experience, it is not considered living paycheck to paycheck in real life, but it is considered living paycheck-to-paycheck when it comes to a lot of these studies such as the one showing that '85% of Americans have less than $10,000 saved up"

A lot of these studies just ask how much you have in your Savings account as if there are no other investment vehicles available. In practice though, I think that living paycheck-to-paycheck means that you have no other means to draw money if it is needed.
 

phcitywarrior

Superstar
Supporter
Joined
Nov 19, 2016
Messages
13,263
Reputation
4,550
Daps
32,157
Reppin
Naija / DMV
In my experience, it is not considered living paycheck to paycheck in real life, but it is considered living paycheck-to-paycheck when it comes to a lot of these studies such as the one showing that '85% of Americans have less than $10,000 saved up"

A lot of these studies just ask how much you have in your Savings account as if there are no other investment vehicles available. In practice though, I think that living paycheck-to-paycheck means that you have no other means to draw money if it is needed.

Good to know. I set up my situation that after saving usually 30-40% of my income I'm left with pretty much every single dollar that I'll need for the upcoming month. It also helps that my company allows you to modify your payments every two weeks. I'm wrapping up "Total Money Makeover" by Dave Ramsey. Dude has some very solid advice in there. On to "Rich Dad, Poor Dad" next.

Really looking to tighten up my personal finances by the end of 2018 and have my money work for me in 2019.
 

Macallik86

Superstar
Supporter
Joined
Dec 4, 2016
Messages
6,507
Reputation
1,372
Daps
21,229
Good to know. I set up my situation that after saving usually 30-40% of my income I'm left with pretty much every single dollar that I'll need for the upcoming month. It also helps that my company allows you to modify your payments every two weeks. I'm wrapping up "Total Money Makeover" by Dave Ramsey. Dude has some very solid advice in there. On to "Rich Dad, Poor Dad" next.

Really looking to tighten up my personal finances by the end of 2018 and have my money work for me in 2019.
I aim for 30-40% too (been clubbing and dating a lot this summer so I have been doing a poor job the last 2 months).

Good luck with Rich Dad Poor Dad, let us know what you think after you read it. The Wikipedia page highlights some of the criticisms of the book which kept me away from it. I believe some reviews also touched on some tactics to upsell readers via seminars but I don't see it referenced on the Wiki.
 

Macallik86

Superstar
Supporter
Joined
Dec 4, 2016
Messages
6,507
Reputation
1,372
Daps
21,229
Bought a Udemy course on Instagram Marketing today. Thanks to my chromebook's functionality, I got the Udemy app and then downloaded the entire course for offline viewing. At the least, I will get a more interesting personal IG via the course. Ideally, it will motivate me to push towards growing and eventually monetizing my business.
 

Obreh Winfrey

Truly Brehthtaking
Supporter
Joined
Nov 18, 2016
Messages
20,852
Reputation
25,252
Daps
131,941
I aim for 30-40% too (been clubbing and dating a lot this summer so I have been doing a poor job the last 2 months).

Good luck with Rich Dad Poor Dad, let us know what you think after you read it. The Wikipedia page highlights some of the criticisms of the book which kept me away from it. I believe some reviews also touched on some tactics to upsell readers via seminars but I don't see it referenced on the Wiki.
It's a good book if you take is as it is. It's helps to reshape your thoughts about money. Some people probably thought it was going to tell them how to get rich but that's not the point. It's a similar feeling to The Richest Man in Babylon, if you've read it.
 

Mirin4rmfar

Superstar
Joined
Mar 11, 2015
Messages
10,946
Reputation
-734
Daps
55,681
Let's see how quickly I can learn Python.Got 5 Udemy courses to learn...I give myself two solid months then I will be back out there looking for jobs. My job tried my ass. A guy in a senior position retired, I took on his work and no one has mentioned anything about a promotion lately. My bossed and I talked about this in January and in March...fuk out of here.
 

Macallik86

Superstar
Supporter
Joined
Dec 4, 2016
Messages
6,507
Reputation
1,372
Daps
21,229
Let's see how quickly I can learn Python.Got 5 Udemy courses to learn...I give myself two solid months then I will be back out there looking for jobs. My job tried my ass. A guy in a senior position retired, I took on his work and no one has mentioned anything about a promotion lately. My bossed and I talked about this in January and in March...fuk out of here.
Definitely a employee's job market right now so hopefully you have no issues reapplying to the workforce for more pay.
 

Mirin4rmfar

Superstar
Joined
Mar 11, 2015
Messages
10,946
Reputation
-734
Daps
55,681
Definitely a employee's job market right now so hopefully you have no issues reapplying to the workforce for more pay.

The thing is I am picky, I want my next job to be the right move for me. Although I don't like how my pay is increasing I get a lot of nice perks. My boss is in another state so as long as I do my job, no one cares what I do. I also get to work from home whenever I want and don't have to be there at a certain time. I also feel like as a black candidate you have to be literally be perfect for a lot of jobs. I have interviewed with companies and found some other employers with the same job title I interviewed that I am more qualified than them. It's frustrating. I think getting at Python will be the icing on the cake.
 

KING WILL

Superstar
Joined
Jun 14, 2018
Messages
8,563
Reputation
1,302
Daps
22,405
My lil brother just got a new job and I was helping him set up his benefits package (hes 20). We went thru his Health and Dental/Vison Insurance and got to his 401K. His job offers a 5% match, so I told him he should do 5% at least. Then, he told me that a dude at his job told him that, he doesn't need a 401K, because Social Security will take care of him when he gets older.

Man, my fukking mind was blown. I asked him was it a young dude, and he said 2 cats told him that shyt. One young, and one older. Told him not to listen to either one of those dudes when it comes to anything money related.

Whos out here teaching us that 401k are basically useless????
 

phcitywarrior

Superstar
Supporter
Joined
Nov 19, 2016
Messages
13,263
Reputation
4,550
Daps
32,157
Reppin
Naija / DMV
My lil brother just got a new job and I was helping him set up his benefits package (hes 20). We went thru his Health and Dental/Vison Insurance and got to his 401K. His job offers a 5% match, so I told him he should do 5% at least. Then, he told me that a dude at his job told him that, he doesn't need a 401K, because Social Security will take care of him when he gets older.

Man, my fukking mind was blown. I asked him was it a young dude, and he said 2 cats told him that shyt. One young, and one older. Told him not to listen to either one of those dudes when it comes to anything money related.

Whos out here teaching us that 401k are basically useless????

If he was foregoing the 401k say for his own investments that could possibly fetch a higher return then I'd understand. But for Social security? Nah. That thing is a juug.
 

Rawtid

Veteran
Supporter
Joined
Jun 23, 2012
Messages
43,323
Reputation
14,608
Daps
119,418
I'm reformatting my resume to be more robust and include more interest areas. I'm starting to see a lot more combination positions like BA/PM or Developer mixed with analyst duties so I want to make sure they are highlighted in one resume without having to do much customization.
 
Top