6 Figures 6 Certs Random Thoughts Thread

phcitywarrior

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Interesting insights into people's financial lives that are more tangible than reading it in an article:


Yep. Really good to get a perspective.

I thought this dudes own was pretty interesting



$172K at 23. If he keeps his savings rate up then he'll be on track to be a millionaire by his mid-30s.
 

Rawtid

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I asked for leave from 11/1-11/7. My company writes back like, if you take this leave, you may not have any time left off for holidays. Sir, I don’t care. I’m not coming to work on those days whether you approve it or don’t.

If I knew better I wouldn’t have taken the days off I did, just telework. Next year will be better. They still playing with this 3 day telework though. Hurry up.
 

NeilCartwright

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-Refining our application process for these truck drivers. Came up with a new offer letter & list of interview questions. It sounds like common sense:snoop:but the fact is we got it in place now. Mindset was huge for me. Getting out of an employee mindset into being a hiring manager and being in a position to give a guy an opportunity to feed his family. Like self confidence, knowing you’re more than qualified to do it.

-Going a conference back home in ATL next Friday. On credit (personal & business). Concept is to get 60k+ In lines of credit with low interest rates. Liquidate the lines and invest. Liquidate a line and buy a rental cash:ld:I’ll pay the fee to get all the game as opposed to learning on my own over 8-12+ months

-I got fam hitting me up like :mjcry:they job jerking em with they money. I feel like I’m on the cusp of something, brehs:wow:they can bet on me
 

Rawtid

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I’m really trying to work on letting what will be, be, but I’m constantly obsessed about my next move. Before I was anxious to leave, but to be honest this is the perfect place to get back on my feet. Flexible as hell, salary is consistent, and I only pay $127/pay for benefits.

I’ll be in Chapter 13 until early 2022 and I kinda don’t want to make any moves until that is discharged.

I know for sure I want my PMP and a Qlik Sense developer certification. I also have some business plans that I never finished and I can focus on that. I’m just still stuck between am I being complacent, over thinking or actually being logical. I’m happy to be alive to stress about it. I hope God keeps waking me up so I can see how it plays out.
 

Rawtid

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This job makes you want to drink for real. We've been pushing the workforce to use all these reports that we assumed headquarters was updating and mfs ain't updating shyt. An entire folder of reports not running because it's using an outdated universe :heh: Finally, I guess the contact on the report chimes in talking about "send me a copy of the report". :stopitslime: It's YOUR report...I'm not sending you a copy of shyt.
 

patscorpio

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MA/CT/Nigeria #byrdgang #RingGangRadio
I just got a 10K salary bump....totally unexpected....manager called me into the office and was like good news...HR does one of the scans across the the industry to make sure for what I do im paid at market for my position....i already got a merit bump in the summer time...2 salary bumps within 3 months...:blessed:
 

OfTheCross

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Keeping my overhead low, and my understand high
I just got a 10K salary bump....totally unexpected....manager called me into the office and was like good news...HR does one of the scans across the the industry to make sure for what I do im paid at market for my position....i already got a merit bump in the summer time...2 salary bumps within 3 months...:blessed:
:wow::blessed::salute:


That's dope. What industry are you in?

I got some good news myself today. Finally heard back from the union. I passed the Aptitude test and am scheduled for the interview on 11/5/19

Lord willin $70K starting salary coming soon :mjlit:
 

NeilCartwright

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Does anyone know of how to find some properties in lower income areas? Let’s say I see some properties near HBCUs. I know they’re undervalued, but will still cash flow if rehabbed correctly. I don’t see them on Zillow, the MLS, etc.

Would you link up with whole sellers?

I’m not trying to get sucked into paying retail price for a prop
 

OfTheCross

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Keeping my overhead low, and my understand high
Does anyone know of how to find some properties in lower income areas? Let’s say I see some properties near HBCUs. I know they’re undervalued, but will still cash flow if rehabbed correctly. I don’t see them on Zillow, the MLS, etc.

Would you link up with whole sellers?

I’m not trying to get sucked into paying retail price for a prop

tbh, I feel like they're not ever on the market. I was looking in Tallahassee and just in general, HBCU or not, homes near universities are tough to catch. Investors know
 

NeilCartwright

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tbh, I feel like they're not ever on the market. I was looking in Tallahassee and just in general, HBCU or not, homes near universities are tough to catch. Investors know
I appreciate it. Maybe I misspoke, I was just tryna give a reference.

But I hear about people buying “off market” deals. Where single family homes go for under 60k. And in some extreme cases under 20k.

Guys on bigger pockets don’t like to touch em and call them war zones. Most of the time it’s where “we” live at. In Detroit, Memphis, philly, etc. But on the podcasts with black real estate investors, they’re really making some bread off these properties.

I’m trying to figure out how to find these off market deals bc if I go on Zillow i can’t seem to find too many

*Edit-there are some really Inexpensive homes on Zillow in Detroit but I hope ppl feel where I’m coming from/what I’m tryna ask
 

OfTheCross

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I appreciate it. Maybe I misspoke, I was just tryna give a reference.

But I hear about people buying “off market” deals. Where single family homes go for under 60k. And in some extreme cases under 20k.

Guys on bigger pockets don’t like to touch em and call them war zones. Most of the time it’s where “we” live at. In Detroit, Memphis, philly, etc. But on the podcasts with black real estate investors, they’re really making some bread off these properties.

I’m trying to figure out how to find these off market deals bc if I go on Zillow i can’t seem to find too many

*Edit-there are some really Inexpensive homes on Zillow in Detroit but I hope ppl feel where I’m coming from/what I’m tryna ask

I think you listened to the same episode I listened to recently. The mom from Detroit making a killing...

Her advantage was that she was from that market, though.

I would do the same thing here in South Florida but Miami prices are through the damn roof right now. I'm even too timid to go into Ft. Lauderdale's hoods cause I don't really know them like that to say which area might be on the comeup or not bad for rentals.
 

Cynic

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I appreciate it. Maybe I misspoke, I was just tryna give a reference.

But I hear about people buying “off market” deals. Where single family homes go for under 60k. And in some extreme cases under 20k.

Guys on bigger pockets don’t like to touch em and call them war zones. Most of the time it’s where “we” live at. In Detroit, Memphis, philly, etc. But on the podcasts with black real estate investors, they’re really making some bread off these properties.

I’m trying to figure out how to find these off market deals bc if I go on Zillow i can’t seem to find too many

*Edit-there are some really Inexpensive homes on Zillow in Detroit but I hope ppl feel where I’m coming from/what I’m tryna ask

These are the best markets for creative real estate deals. I'm talking subject tos, lease options, Wholesaling etc....

Forget rentals. Property management will age you faster than a marriage.
 
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