$15.00 an hour isn't a lot of money.

[Rarely-Wrong Liggins]

Nah breh, you’re the lost one..If you making less than $35 an hour you shouldn’t have no car note, single or not, kids or not

Nikkas cry about not being able to take a decent vacation or stack for whatever but will gladly pay $400 for some weak ass car monthly

I’ve had liability insurance for 3 years now, never been in an accident. Pay attention to the road, drive according to conditions and I guarantee you’ll never have an accident(that’s your fault at least).Hence, why full coverage is for bad drivers

I'm an insurance adjuster. Piss poor advice. I deny dozens of claims per month because people only have liability insurance and the at fault party doesn't have coverage, word vs. word denial with the adverse carrier, the at fault party flees the scene.

The rest of your post doesn't even warrant a reply. Good day sir.

 

[Noriega]

I'm an insurance adjuster. Piss poor advice. I deny dozens of claims per month because people only have liability insurance and the at fault party doesn't have coverage, word vs. word denial with the adverse carrier, the at fault party flees the scene.

The rest of your post doesn't even warrant a reply. Good day sir.

So what do you say to my pops who damn near 60, has liability, and has never been in an accident in his 40 years of driving

 

[Rarely-Wrong Liggins]

The fact that black people are against higher wages when we as a people make the lowest wages with the least wealth is just

Coli hates being called the white man of the black people but damn sure loves talking like them.

nikkas giving bad life advice to justify piss poor wages.

nikkas not realizing poor quality of life (no or unreliable transportation for example) leads to barriers in upward mobililty so you can never "do better" or "get a cert," the Coli's go to answers for these issues.

nikkas get their first 50k job and cubicle and get as tone deaf as a white woman on black quality of life.

Black people think $15 is a lot of money. We sell ourselves so short.

 

[Rarely-Wrong Liggins]

So what do you say to my pops who damn near 60, has liability, and has never been in an accident in his 40 years of driving

He's like a claim I worked today which we didn't cover. All it takes is one accident with the wrong person. Black people do not understand insurance or liability at all and it's embarrassing. You really out here saying full coverage is for bad drivers. shyt is cray.

 

[knickscity]

He's like a claim I worked today which we didn't cover. All it takes is one accident with the wrong person. Black people do not understand insurance or liability at all and it's embarrassing. You really out here saying full coverage is for bad drivers. shyt is cray.

I agree an accident can happen at any time, but I assure you this poster and his father based on what he is saying are both driving cars that really have little worth. the deductible is probably more than the cars worth and full coverage premiums in total are likely more than 10% of that cars worth as well.

 

[Rarely-Wrong Liggins]

I agree an accident can happen at any time, but I assure you this poster and his father based on what he is saying are both driving cars that really have little worth. the deductible is probably more than the cars worth and full coverage premiums in total are likely more than 10% of that cars worth as well.

Yes in THAT case it makes sense. But a blanket statement of full coverage is for bad drivers is ignorant.

 

[knickscity]

Yes in THAT case it makes sense. But a blanket statement of full coverage is for bad drivers is ignorant.

can't speak for him, but I don't think that's where he was going with it, at least he didn't with me.

He plainly stated to me car notes makes little sense because you still ride good with an older car, which essentially eliminates the need for full coverage depending on value of such vehicle.

 

[Ethnic Vagina Finder]

I really wanted to let this go but I can't.

So your gross $33k a year, own 2 cars, 1 motorcycle, go on 2 vacations a year, walk around with $3k of electronics on you, and about to buy a house?

Can we see those monthly expenses?

 

[Houston911]

Man my son's day Care is like 1350 a month

$15 should be a minimum wage

 

[Formerly Black Trash]

Man my son's day Care is like 1350 a month

$15 should be a minimum wage

I don’t understand how people live off low wages wit kids

 

[Yinny]

Ayo I'm sorry but $15 an hour for somebody bagging shyt at a grocery store ain't cool. Everybody doesn't deserve a trophy.

Perhaps that’s why they call it a “living wage” and not a trophy?

 

[MR. SNIFLES]

I really wanted to let this go but I can't.

So your gross $33k a year, own 2 cars, 1 motorcycle, go on 2 vacations a year, walk around with $3k of electronics on you, and about to buy a house?

Can we see those monthly expenses?

MY STARTING NET PAY IS AROUND $2,000.

RENT 500
CAR 197 (I REFINANCED AFTER DROPPING A LUMP SUM INTO THE CAR)/ 2ND CAR PAID OFF/ MOTORCYCLE PAID OFF
INSURANCE CAR/HOME
220
FOOD 250
RANDOM shyt IN THE HOUSE
100
PHONE/INTERNET
120
UTILITIES 300

I HAVE ABOUT 300ISH (ROUGHLY $75/WEEK) LEFT OVER FOR OTHER NONSENSE LIKE TIDAL/WOW. I DIDN'T ADD WOW AND MY OTHER SUBS BECAUSE THEY ARE USUALLY FREE BUT SOMETIMES I HAVE TO PAY. I'M A HOME BODY SO THAT 75 USUALLY GOES INTO THE SAVINGS ACCOUNT UNLESS MY GIRLS ASKS FOR SOMETHING.

THESE FIGURES ARE ALL ROUNDED UP EXCEPT MY CAR NOTE AND RENT TO KEEP IT SIMPLE. IN THE SUMMER MY UTILITIES ARE CLOSER TO 200 ISH.

NOW WHEN MY GIRL MOVES IN THERE WILL BE ANOTHER 2K/MONTH TO GO STRAIGHT INTO THE BANK.

 

[Standing on business]

I don’t understand how people live off low wages wit kids

Here's the kicker

When you're poor and have kids you get rent, groceries, and their medical for free. When you make over like $45k you have to pay for everything out of pocket, making you broker than the poor person.

 

[knickscity]

MY STARTING NET PAY IS AROUND $2,000.

RENT 500
CAR 197 (I REFINANCED AFTER DROPPING A LUMP SUM INTO THE CAR)/ 2ND CAR PAID OFF/ MOTORCYCLE PAID OFF

Salute, for doing the actual details. This part I'm curious about. Where do you live that has such inexpensive rent yet allows you to park 3 vehicles?

 

[Rarely-Wrong Liggins]

Man my son's day Care is like 1350 a month

$15 should be a minimum wage

Children are for the 1% according to the Coli.