$15.00 an hour isn't a lot of money.

[knickscity]

Stopped reading here. You said people making 15/hr can’t afford to miss a check, I provided evidence that millionaires have the same problem

Breaking down their spending habits blah blah- all irrelevant.

Clearly you just enjoy arguing, I’ll leave you to it.

You really cannot be this dense.

 

[El Bajo Negro]

In the Midwest it's plenty. When I was single I was making 15/hr and I had my own apartment, got a semi-new car and paid it off easily.

Now I make 20 and my girl make 15, no kids, we eatin'

 

[Booker T Garvey]

In the Midwest it's plenty. When I was single I was making 15/hr and I had my own apartment, got a semi-new car and paid it off easily.

Now I make 20 and my girl make 15, no kids, we eatin'

If you notice, all these dudes saying 15/hr is not enough aren’t detailing their situations.

They know if they did, they’d make 0 sense.

Cats in here single bachelors but have multiple baby mommas and paying child support for several kids screaming 31k a year won’t cut it

 

[Orange cream shake]

She has to be getting some help in some form. Family, friends, govt asst, child support. $15 an hour is only $1500 a month after taxes, maybe 1600-1700 if she properly reports her kids on her taxes. If her rent is $600, she still has to spend money on food, clothing, electricity, transportation, and likely child care for her kids.



$15 an hour is not that much money, it is NOT enough for a single person to live off of.



IDK why people think living check to check is ideal. Let me break this down for ya'll using my salary.

I make $14.36 per hour, and I am full time. I don't work 40 hours a week, mostly between 35-38 hours a week. Let's just say that I did. I am single, no kids. I live in New Orleans.

My take home pay is $1660 if I work 40 hours a week each week for a month. Rent here for a 1 bed room is $750.

Rent: $750, which leaves me with $910. That's necessity #1. I have to have electricity, which I currently pay $150 a month for, let's halve that and say $75. So now I have $835, half my money left. Necessity #2.

Necessity #3 and 4 are car insurance and gas for my car, which costs me $200 a month. I don't have a car note, and car insurance is high here. Now i'm at $635.

I have to eat, let's say I NEVER eat out and always cook and bring lunch to work, even though I work a lot of nights. Let's says that's $100. I'm at $535. Those are the bare necessities that are needed.

When you add in things like rising food costs, rising rent costs, rising car insurance costs, and the fact that sometimes i can be reduced down to 32 hours per week, then what do I do?

Finally, what about saving (which is what good people do, if they can)? Emergencies? What about the luxuries that we consider necessities today?

Cell phones
Cable
Internet
Expensive food items and clothes?
Expensive electronics?

And people try to use the "dont need it argument". Which is true, but how many people have a recent galaxy or iphone (within the last 2 years or so)? Almost everyone in here.

If you had read my post I stated she gets child care assistance. Sadly it’s not through the state it’s through the facility who bases it off of income. At the end of the day until you have to live like that you don’t know what you can or can’t do. Just be glad she isn’t abusing the system.

 

[Steel]

It all depends on where you live and who depends on you. 15$ in NY is barely scraping by. In the south with cheaper housing you can live ok. But why setlle for 15 when there are ppl making $50 and above.

 

[Deflatedhoopdreams]

If you notice, all these dudes saying 15/hr is not enough aren’t detailing their situations.

They know if they did, they’d make 0 sense.

Cats in here single bachelors but have multiple baby mommas and paying child support for several kids screaming 31k a year won’t cut it

I know laborers at my job that make 10-12/hr and live alone. Its doable. I'm in North Ohio by the way.

But when you are in your 20s its nice to have a housemate anyways

 

[BrehWyatt]

You live with your parents, have a roomate, or split shyt cost with your girl. No way anyone living on they own with that salary.

I did it for a year and a half on 12.50 an hour. No roommate. That said:

1. I didn't save much of anything.
2. Had no car note.
3. No cable. Internet only

From a day-to-day standpoint, however ... it's doable. I don't recommend it, as you need shyt to go right for you (i.e. no emergencies) or you may have to go without certain "life perks" or whatever -- i.e. live within or slightly below your means -- but it's doable.

 

[Dirty Needles]

I know laborers at my job that make 10-12/hr and live alone. Its doable. I'm in North Ohio by the way.

But when you are in your 20s its nice to have a housemate anyways

Yeah, the cost of living in Ohio is relatively inexpensive. I was living in the Cleveland area making 13.50 5 years ago. The rent started at 622, my car was paid off, and I don't have any children. So, that made life a little easier. I think it's just a matter of living within your means. All that said I was surviving and not truly living. Thank God that's not the case anymore.

 

[Rarely-Wrong Liggins]

10 pages later and you know y'all proved OPs point right? To make 15 an hour livable for a single person here are the recommendations I've read in here; live in the hood, don't have a car or get a used cash car to avoid car notes, liability only insurance, no cable/internet, contract phone, no eating out, and basically no luxuries of any kind and it can work out "well" for you. So, if you have to cut your lifestyle down to the bare minimum, $15 isn't a lot of money. Anywhere. It's a wage you can survive on which is why it should be the minimum wage, not the "entry" to the middle class. How are you middle class and you can't afford a car, car insurance, cable/internet or an up to date phone and looking at Obamacare plans? That's middle class to you guys? My people are so lost and they don't even know it.

 

[Based Lord Zedd]

$15 an hour is not that much money, it is NOT enough for a single person to live off of.



IDK why people think living check to check is ideal. Let me break this down for ya'll using my salary.

I make $14.36 per hour, and I am full time. I don't work 40 hours a week, mostly between 35-38 hours a week. Let's just say that I did. I am single, no kids. I live in New Orleans.

My take home pay is $1660 if I work 40 hours a week each week for a month. Rent here for a 1 bed room is $750.

Rent: $750, which leaves me with $910. That's necessity #1. I have to have electricity, which I currently pay $150 a month for, let's halve that and say $75. So now I have $835, half my money left. Necessity #2.

Necessity #3 and 4 are car insurance and gas for my car, which costs me $200 a month. I don't have a car note, and car insurance is high here. Now i'm at $635.

I have to eat, let's say I NEVER eat out and always cook and bring lunch to work, even though I work a lot of nights. Let's says that's $100. I'm at $535. Those are the bare necessities that are needed.

When you add in things like rising food costs, rising rent costs, rising car insurance costs, and the fact that sometimes i can be reduced down to 32 hours per week, then what do I do?

Finally, what about saving (which is what good people do, if they can)? Emergencies? What about the luxuries that we consider necessities today?

Cell phones
Cable
Internet
Expensive food items and clothes?
Expensive electronics?

And people try to use the "dont need it argument". Which is true, but how many people have a recent galaxy or iphone (within the last 2 years or so)? Almost everyone in here.

You don't work full time.
If you work 35 hours a week, you lose 5 hours a week which at $15 is almost $4,000 of the course of the year.
If you only work 35 hours a week making $15 and hour, you are making the same as someone working full time who makes $13/hour.
$15/hour is 2600 a month before taxes.

 

[Rarely-Wrong Liggins]

You don't work full time.
If you work 35 hours a week, you lose 5 hours a week which at $15 is almost $4,000 of the course of the year.
If you only work 35 hours a week making $15 and hour, you are making the same as someone working full time who makes $13/hour.
$15/hour is 2600 a month before taxes.

Yeah, but his point still stands. $15 isn't a lot of money. A lot of people tried to reframe the narrative to "can you live off of $15/hr" and it ended up bolstering the OPs point even more. Yes, you can live off $15 an hour with varying degrees of success but you will have an overall poor quality of life. When you can't afford basic "luxuries" that border on necessities you aren't making a lot of money. That's the OPs main point.

 

[Based Lord Zedd]

Yeah, but his point still stands. $15 isn't a lot of money. A lot of people tried to reframe the narrative to "can you live off of $15/hr" and it ended up bolstering the OPs point even more. Yes, you can live off $15 an hour with varying degrees of success but you will have an overall poor quality of life. When you can't afford basic "luxuries" that border on necessities you aren't making a lot of money. That's the OPs main point.

Of course.

I live in the south, my rent isn't two of those checks. I also live pretty close to downtown, if I moved further out and downgraded I could pay even less.

You could make it off $15 in Houston, you won't throwing money in the air but it could work. Still, under $15 an hour is a red flag.

I don't think anyone confuses $15/hour with a great quality of life.
However a significant % of the people who make that or less make things harder by: missing work/not working full 40, having kids they cannot afford, being irresponsible with finances.

$15/hour means you have to be really about your shyt with budgets and responsibility. And obviously making a plan to increase your income.

 

[Rarely-Wrong Liggins]

Of course.


I don't think anyone confuses $15/hour with a great quality of life.

You might want to review this thread breh.

 

[Standing on business]

I MAKE ABOUT 33ISH A YEAR NOW. I HAVE 2 CARS, A MOTORCYCLE, 5K IN THE BANK, AND LOOKING TO BUY A HOUSE. NOBODY LOOKS AT ME AND SAYS I'M POOR. ANYBODY WHO KNOWS ME KNOWS I'M CHEAP AS fukk BUT I AIN'T POOR. I EVEN GET 1-2 VACATIONS A YEAR AS WORK ALLOWS.

YA'LL GOT SOME REALLY SKEWED PERCEPTIONS ON WHAT POOR IS. I'VE BEEN POOR BEFORE. 30K A YEAR AIN'T IT. I WALK AROUND WITH 3K DOLLARS WORTH OF ELECTRONICS ON ME DAILY.

I really wanted to let this go but I can't.

So your gross $33k a year, own 2 cars, 1 motorcycle, go on 2 vacations a year, walk around with $3k of electronics on you, and about to buy a house?

Can we see those monthly expenses?

 

[SleezyBigSlim]

10 pages later and you know y'all proved OPs point right? To make 15 an hour livable for a single person here are the recommendations I've read in here; live in the hood, don't have a car or get a used cash car to avoid car notes, liability only insurance, no cable/internet, contract phone, no eating out, and basically no luxuries of any kind and it can work out "well" for you. So, if you have to cut your lifestyle down to the bare minimum, $15 isn't a lot of money. Anywhere. It's a wage you can survive on which is why it should be the minimum wage, not the "entry" to the middle class. How are you middle class and you can't afford a car, car insurance, cable/internet or an up to date phone and looking at Obamacare plans? That's middle class to you guys? My people are so lost and they don't even know it.

Two words can sum all this up. No p*ssy! bytches will be mad you can't never take them nowhere or buy them shyt. You'd be better off staying with your folks so you can have money left over and p*ssy.