Uh, that's what all medical insurance does. You start paying it when you're young and healthy because everyone who doesn't die in a sudden accident eventually becomes old and sick.
Any imaginary medical insurance program that doesn't involve the young and healthy paying for the old and sick is called "people don't have insurance", and that just results in the system's prices going up as emergency rooms are over-utilized and medical debts keep getting defaulted on.
Prices didn't "spike" after Obamacare. They've been climbing for a long time, and the increases have been lesser since Obamacare than they were before it. I don't like the law and it's one of the many reasons that I haven't supported Obama since 2010, it needs a lot of improvement, but you keep making ridiculous arguments about it and pointing in the wrong direction.
I'm a fan of charter schools under careful control, but overall for-profit schools, especially colleges, have been absolutely crap except when they are carefully monitored. The best K-12 school systems in the world, across the board, are LESS market-modeled than the American system, and the US public university system is overall fantastic, especially compared to freaking Phoenix University and ITT Tech.
Market incentives for defense have resulted in the horrific "military-industrial complex" that has done a lot to making this country go downhill.
Who the hell is talking about single payer? There are numerous great models for paying for health care that aren't libertarian idiocy and aren't single-payer: Japan, Switzerland, Italy, France, and Germany all have different models, all have universal health care, none of them have single payer, and they all work better than ours.
* How many medical schools are you going to build for those new doctors and where is the money coming from? I agree we need a lot more doctors, but part of the process is a much higher investment in better education across the board.
Remove the FDA.
* Do you have the slightest clue how many chemicals are finding their way into your body? There are 60,000 chemicals being produced in the USA and the EPA has only banned 5 since it started. Now we're just finding out that things like benzenes and fluorocarbons are killing us, and they're already in everything. You want the same situation with poorly-regulated medicine and food too that we already have in the rest of your industrially-produced utopia?
* If it's what you're saying, I agree that medical patent go-arounds need to be ended and all patents need to be reduced in time and scope.
* The main "wealth transfer to multinational corporations or medical cartels" came early in the Bush administration with Plan D and there's still no one at all on either side of the aisle addressing it.