Visa Platinum 28000$ Limit. 0$ Balance
Try not to use credit unless it's to make money finance a home or car.
Crefit Score 825
par for the course with you
What's your credit card setup like?
- Thread starter winb83
- Start date
par for the course with you
par for the course with you
What part don't you believe?
I've been making around 100k for 10 years and I live in Louisiana. Plus my side hustle is booming. My house is paid off. I pay no rent or mortgage. Buying my 2nd home to airbnb out on the weekends. I got 3 vehicles and my monthly bill are around 1700$, i can pay that with my side hustle. No reason to lie.
I must be doing well if people think this is unbelievable.
brooklyn_boulevard
All Star
What part don't you believe?
I've been making around 100k for 10 years and I live in Louisiana. Plus my side hustle is booming. My house is paid off. I pay no rent or mortgage. Buying my 2nd home to airbnb out on the weekends. I got 3 vehicles and my monthly bill are around 1700$, i can pay that with my side hustle. No reason to lie.
I must be doing well if people think this is unbelievable.
Damn breh.
How can a brother get there? Not in Louisiana….fukk that!!! 825 score is what we craving
Your Score isn’t 825 without churning and not closing the cardsWhat part don't you believe?
I've been making around 100k for 10 years and I live in Louisiana. Plus my side hustle is booming. My house is paid off. I pay no rent or mortgage. Buying my 2nd home to airbnb out on the weekends. I got 3 vehicles and my monthly bill are around 1700$, i can pay that with my side hustle. No reason to lie.
I must be doing well if people think this is unbelievable.
I'll admit Louisiana isn't the idea living situation, but have to do something to get ahead in the game. It's easy to start businesses here, easy to out right own a home. You can get yourself together here.
Having access to 10s of thousands of dollars and not using any of it, makes you credit score go up. I only have that card and a paypal, they're both 0$ balance.
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Still using:
Amex Blue Cash Preferred 6% back on Grocery and Streaming 3% back on gas ($95 annual fee)
US Bank Cash+ 5% back on utilities and electronics stores (Best Buy, Apple, Samsung, Micro Center)
Citi Custom Cash 5% back on either dining or gas
Chase Freedom, Freedom Flex, Discover It 5% back on rotating categories
Amazon Prime Visa 5% back at Amazon
Target RedCard 5% back at Target
Citi Double Cash, Fidelity Visa, X1 Visa 2% everywhere
Bank of America Cash Rewards 3% back online
I'm researching new cards to add. I just found out using that BoA reward card if I set it up on Walmart Pay I can use it instore and get 3% cash back at Walmart in store. I was considering adding the PayPal card for 3% back on PayPal. AAA has a card that does 5% back on groceries but it's capped at $500 per year total cash back.
Amex Blue Cash Preferred 6% back on Grocery and Streaming 3% back on gas ($95 annual fee)
US Bank Cash+ 5% back on utilities and electronics stores (Best Buy, Apple, Samsung, Micro Center)
Citi Custom Cash 5% back on either dining or gas
Chase Freedom, Freedom Flex, Discover It 5% back on rotating categories
Amazon Prime Visa 5% back at Amazon
Target RedCard 5% back at Target
Citi Double Cash, Fidelity Visa, X1 Visa 2% everywhere
Bank of America Cash Rewards 3% back online
I'm researching new cards to add. I just found out using that BoA reward card if I set it up on Walmart Pay I can use it instore and get 3% cash back at Walmart in store. I was considering adding the PayPal card for 3% back on PayPal. AAA has a card that does 5% back on groceries but it's capped at $500 per year total cash back.
#BOTHSIDES
Superstar
I have several cards but only use my capital one venture X
My objective is to get 5% cash back on everything I spend on. Only using a single card definitely kills that.
#BOTHSIDES
Superstar
I feel you. That’s a lot to track. Do you feel like it’s worth it.
I like the venture X for the travel rewards. I be flying around the world for little to nothing.
Why do you need that many credit cards?
BTW, after getting rid of BofA cash rewards, I only have Amazon and Amex Gold/Plat.
I get that but I don’t like my points spread out. I want them coming back to the same place so that I can maximize their use/value.