What is your current Bank Account Balance? (Be Real)

[Atlrocafella]

-$156.23 wish I was lying.

Pick up a side gig at Amazon. Deliver packages during your free time. My lil cuz is making a nice piece of change doing that.

 

[Artificial Intelligence]

.......................

 

[murksiderock]

It does the least for you for at those amounts. Not growing at all. You can get WAY more out of the bulk of that by doing other things with it. Keep maybe 30k or so on hand liquid for emergencies

Understood, appreciate that! Currently 94.86% of my money is in crypto, 5.14% of my money in checking and savings. Is this how you'd allocate the ratio of your money or too little in the checking/savings?

 

[The Plug]

Break it down for me. What's the point of the savings account if you keep all your money in checking? and why would you want to have two bank accounts?

 

[EndDomination]

Looking back, I’m sure when I did this poll I had ~$400 in my account.

My retirement accounts and investment portfolio have significantly more money than I’ll likely ever have in my checking account. Usually around $2000 at most - while I’m sitting on maybe $25,000-$30,000 total in my retirement

 

[mykey]

Approximately $56,000, plus my house is paid in full.

Update:

Current Account: 38,082.92

Savings A/c: 57,583.87

 

[WonderCheeks]

Just curious. Does anyone else use safe deposit boxes?

I have some jewelry I inherited, and one-piece is super valuable. The other pieces are priceless, and our family doesn't want to lose them in a fire or flood (like my great grandmother’s pearl bracelet she purchased on a trip to San Francisco in 1930. She'd never left Oklahoma and was the only black student allowed On the trip). My engagement ring is worth about $12,000, and my wedding band is worth $2,000. I've thought about selling them, but the engagement ring was a family heirloom of my ex’s, and his mother and aunts gave it to me after our first date when I was in high school (years before we got back together as adults ). He's remarried twice and I offered to give the ring back both times but he (and his mother, really) say no. I'm sure he’ll be married again soon.

 

[Skooby]

Ally bank:
Checking: $2,769.69
Savings: $34,736.66
Vacation fund: $4,455.00

Ally Invest brokerage:
$34,456.69

Charles Schwab brokerage:
$10,274.37

Charles Schwab Roth IRA:
$67,076.10

TSP (Government 401k):
$331,189.67

Coinbase:
$6,578.84

Various crypto wallets:
About $800.00

Sofi:
$460.19

Health Savings Account:
$7,690.15

 

[Cobalt Sire]

Damn, some of y'all got "I was doing good before the pandemic" money. I swear a similar event happened around 2008 where a lot of people got unemployment money and were able to stack and get things poppin'. I missed that one lol. I could not get shyt going in the 2010s financially.

 

[JackRoss]

Bunch of broke people in here

 

[winb83]

This is my SoFi accounts but I got ones at Ally, Chase, Betterment, Discover and a few other places. I been terrible with money through life. A few years ago I decided to voluntarily reduce my monthly take home pay by close to $1000 a month and this account was a result of that. Also leave a small bit in that checking cause credit card bills autopay from it.

 

[Elim Garak]

127 Cardassian Leks.

 

[daemonova]

A lot of upcoming posts

 

[Hersh]

let me hold something brehs

 

[jay83]

Roth IRA looking nice.