Roger king
Superstar
I dont have much, i am grateful for every meal and thing that i get.
I'm with Navy Federal as well just to have a brick and mortar bank. But there are online banks with a lot higher interest rates than that.0.25%. It's just a regular savings account with Navy Federal.
just paid all my bills
i barely made it this month =\
cold world out there lol
Right with ya there. Got about 40k stashed.This is my SoFi accounts but I got ones at Ally, Chase, Betterment, Discover and a few other places. I been terrible with money through life. A few years ago I decided to voluntarily reduce my monthly take home pay by close to $1000 a month and this account was a result of that. Also leave a small bit in that checking cause credit card bills autopay from it.
Interest rates are high right now (~5%), you should take advantage of it. It's the difference between making $1000 in a yr on your 20k or $50.0.25%. It's just a regular savings account with Navy Federal.
Index Funds in a Roth IRA.Right with ya there. Got about 40k stashed.
I feel like im failing tho. Cuz why the fukk we got this in our bank!?
I tried stocks and crypto but feel like I lost a good 5k. Now im like ok what do I invest in. No reason for it all to be sitting with no benefit.
Im frugal tho, i somehow manage to stay fresh and have fun, but I struggle to do what I should for me. Like I'm still rocking my same 5 pairs of shoes 2 years now. Pandemic clothes too. But I've played em out its just hard to buy shyt once you get addicted to seeing that number rise
Navy Federal doesn't have high interest savings accounts. Many other banks do.Interest rates are high right now (~5%), you should take advantage of it. It's the difference between making $1000 in a yr on your 20k or $50.
At the very least put it in a high interest savings account.
You got any recommendations?Interest rates are high right now (~5%), you should take advantage of it. It's the difference between making $1000 in a yr on your 20k or $50.
At the very least put it in a high interest savings account.