What is your current Bank Account Balance? (Be Real)

[Skooby]

You got any recommendations?

Ally bank or Marcus.

 

[Artificial Intelligence]

364.86

 

[Neo. The Only. The One.]

I

$3000. I’m broke.

Been doing too much this summer

Maybe I would’ve saved more if @Barnett114 aint ban me all year 🥹

Breh im not making threads anymore. You win. Give me a break

3 bands is more than a lot of other coli brehs got

 

[WetinBeDat]

You got any recommendations?

I don't like making specific recommendations but as long as the institution is fdic insured and has terms you're cool with (ex. Some have deposit requirements or minimum balances etc), you're good. you can start with this list:

Best High-Yield Savings Accounts of September 2023 | The Motley Fool

Our best high yield savings accounts earn 10x more than the national average (4.00% APY and more). Most are used personally by our employees.

www.fool.com

But if you don't need the money soon, throw it in a Certificate of Deposit or Treasury bill. If you won't need it for years, put it in an ETF

 

[The Plug]

As baccground, I opened my first credit card in January of this year and I had no credit really so they gave me their lower-level card but said in a year I could sign up for a better credit card with percentage returns and no annual fee. Regardless, the dude said that I can open accounts with other banks and I'll do that, so what's a good credit card to get next?

 

[Skooby]

As baccground, I opened my first credit card in January of this year and I had no credit really so they gave me their lower-level card but said in a year I could sign up for a better credit card with percentage returns and no annual fee. Regardless, the dude said that I can open accounts with other banks and I'll do that, so what's a good credit card to get next?

Check this thread: Credit Card Discussion Thread

Just make sure it's a cash back card. If you got Amazon Prime you can't go wrong with Prime Visa. 5% cash back on Amazon purchases. Plus 5% cash back on groceries at Whole Foods.

 

[cdub123]

You got any recommendations?

Breh, HYSA with American Express. The return you get on that will pay you so much more. I believe right now its 4.25%. I tell all my folks, if you got your savings in a regular bank account, move it over ASAP to AMEX.

 

[Marc Spector]

34k check
145k savings
2k debt

 

[the cac mamba]

Breh, HYSA with American Express. The return you get on that will pay you so much more. I believe right now its 4.25%. I tell all my folks, if you got your savings in a regular bank account, move it over ASAP to AMEX.

yeah im getting 5% in fidelity and CIT Bank. staying in cash to wait for a market drop

 

[The Half-Blood FKA Prince]

0. 34, but only cause I dont trust banks. My fortune is all locked in a giant vault. Bout to go visit it right now in fact.