The funny thing is people in many of these countries still get private insurance because the public system is so strained. But still shouldnt go millions in debt for terminal illness
That story is completely oversold to discourage public healthcare.
I don't know any people going to private clinics in a public system that aren't loaded
In Canada when you go to a public hospital they will often direct you to private care.
They do so when there are very long wait times to see a specialist for example, or if the public system is on strike.
This reality should not be an argument against universal healthcare, it's just an issue of a lack of doctors mostly.