Wait, you're being intentionally obtuse. People, poor and middle class, spend $100 on all types of things on the regular. Things they don't need even....like high end sneakers, weave, alcohol, etc. So, there's really no reason they couldn't stack $100 and give to something that would directly benefit them.
The biggest internal issue with black people that we have so many people like you who come up with all types of excuses as to why they can't pool some money to buy some necessary resources. But they have all the money they need to buy some Jordans, some Ciroc, some Polo, some Brazilian hair and some money for the club.
Whenever black people start talking about money and making moves with said money, there's always a group of n#ggas copping pleas..
Peace
Seriously fam, it isn't cool to be dumb http://www.nielsen.com/us/en/insights/reports/2013/resilient--receptive-and-relevant.html