Sorry i forgot to mention. The FHA Loan had some sort of grant that took care of the downpayment for me.
The Official Homeowners Thread
- Thread starter Dolla$
- Start date
AVXL
Laughing at you n*ggaz like “ha ha ha”
Acworth's a great place, my fiancé works in Kennesaw now (I used to work up there too). I don't think we'll move that far from the city, but Acworth is nice as fukk
beenz
Rap Guerilla
OK that's what I was getting at. I mentioned earlier that you can get downpayment credits with the FHA, which is basically free money. that's a lick.
you got a crib without having to use much of your own money.
AVXL
Laughing at you n*ggaz like “ha ha ha”
Where do you go to apply for the FHA? The bank/credit union you finance with?
Acworth's a great place, my fiancé works in Kennesaw now (I used to work up there too). I don't think we'll move that far from the city, but Acworth is nice as fukk
Yea it's a nice quiet little area and not apart of a subdivision so no HOA fees for me. I think i got lucky too because the seller actually owned 3 houses. It felt like he just wanted to get rid of it. That could make some folks go
too but inspections checked out so im not worried. He even left me a nice king size cherry wood bedframe too.
↓R↑LYB
I trained Sheng Long and Shonuff
↓R↑LYB
I trained Sheng Long and Shonuff
The place you get your financing from handles it.
Dolla$
Minus the bullsh*t...life's great
In an ideal world I would agree but not everyone's financial picture is as picture perfect as this..shyt mines wasn't. Getting a home is not this difficult
Some really good info in this thread
The only annoying part of getting the house for me is the bank going through your bank statements with a fine-toothed comb, nagging me every day about my account and making sure that I would have enough $$ for closing and mortgage, which is understandable. But unrelated things like if my mom or pops transferred maybe $20 for something unrelated. They wanted them to sign a document stating that it was a gift 
This.
Our last house we had 3 separate home inspections and still ended up needing a new water heater 1 year in.
This house we've done Some big unexpected repairs too.
Try to have a home warranty thrown in with your purchase.
If not buy one.
Buy your house before you get married!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Buy a house that you can have a reasonable size family in. So when the unlikely event you get divorced, she can't come after it because it was not acquired during the marriage.
Buy a house that you can have a reasonable size family in. So when the unlikely event you get divorced, she can't come after it because it was not acquired during the marriage.
@beaniemac always dropping knowledge in these threads 