UserNameless
Veteran
Im about to do this dope wall paper for a accent wall brehs wish me luck
wallpaper
Post that when you're done.
The Official Homeowners Thread
- Thread starter Dolla$
- Start date
wallpaper
Post that when you're done.
does anyone have experience with multi family units, particularly living in one unit and renting out the others?
I don't own a home yet, but im really interested in taking this route.
Any advice?
I don't own a home yet, but im really interested in taking this route.
Any advice?
OfTheCross
Veteran
9000$ for a roof. I never thought I would ever...
I got a leak over the garage...
I'm bout to put a blue tarp on that bytch and call it a day.
I had a blue tarp on my roof. I couldn't take being the only home on the block with a jacked up roof
I got a leak over the garage...
I'm bout to put a blue tarp on that bytch and call it a day.
Now I gotta deal with interest on this credit card
That already got me for 186$ this month on interest alone
OfTheCross
Veteran
I had a blue tarp on my roof. I couldn't take being the only home on the block with a jacked up roof
Now I gotta deal with interest on this credit card
That already got me for 186$ this month on interest alone
Lucky for me the garage part of the roof is flat. The shyt won't be noticeable.
You might have to take some equity out yo shyt tho instead of paying these high ass rates
check your city for rehab assistance programs, either in the forms of grants (if it's a number below $7-10k) or when they put a X number of year lien on the house and if you don't profit off it (sell the house) in those X number of years then the lien goes away. if you do profit, you have to pay back the grant. i have an older "aunt" who is on a fixed income in the city of orlando did something like that. Housing Rehabilitation Program
Lucky for me the garage part of the roof is flat. The shyt won't be noticeable.
You might have to take some equity out yo shyt tho instead of paying these high ass rates
that depends, I've only found two ways that renting actually can be beneficial.
having a nice place that you can rent out to an upper class couple/small family/business man type.
or go completely slumlord and just stack up cheap properties that you don't really invest much in to and just rent it out cheap and stack that way.
anything in between I have personally found to be a hassle. and speaking with others that have done the same its just too much work.
young people are reckless 9 times out of ten and don't take care of their place like that.
people with kids try to, but kids just fukking wreck shyt, and when it ain't yours your priorities aren't always to repair shyt right away.
I've gone in to apartments afterwards and had to redo kitchens, bathrooms, walls, etc.
I actually know ppl that own properties and just keep them empty as they found it to be better off. crazy.
living with someone MIGHT be better, and sometimes it is, just make sure to seriously vet them.
muzikfrk75
#4080
I had a blue tarp on my roof. I couldn't take being the only home on the block with a jacked up roof
Now I gotta deal with interest on this credit card
That already got me for 186$ this month on interest alone
Do a balance transfer to another card breh
I'm gon try
Sometimes I get bored and look around on the realtor app at places. I've determined that I'm "too rich to rent, too broke to buy". Barring a drastic change, it'll be tough. Hopefully it becomes a buyers market later this year.
Sometimes I get bored and look around on the realtor app at places. I've determined that I'm "too rich to rent, too broke to buy". Barring a drastic change, it'll be tough. Hopefully it becomes a buyers market later this year.
Save up down payment money in the meantime
Yeah I got like 10k in savings right now. Trying to pay my car off and lower cc debt. What I've noticed down here is a huge gap between poor and rich. You either buying million dollar spots on the beach or living in the hood and it's still too expensive. Feel like I don't need much house, maybe just a condo. Them hoa fees looking ugly too. Not like renting is better and I would never rent here. Miami one of the worst places for rent compared to income. I think worse than nyc or sf. My friend renting a three bedroom for 1800 a month. A mortgage cost less even with the added bs. Glad my credit is excellent. It's not worth renting here. But yeah gotta keep stacking and focused until opportunity arrives.
I might confuse some of you with this but bare with me. Now maybe those that are homeowners will understand better. So I'm talking with my buddy from work earlier and he telling me about a line of credit. He said that a line of credit is better than a loan. Reason being is due to interest. Not long ago, he had told me about amortization or however it's spelled. Said your interest rate is doubled plus add zero. So 4% is 80% that you're paying. He said a line of credit is daily average and it's much cheaper. He said, let's take a 100,000 mortgage. Take 10,000 line of credit and put it towards your mortgage. He was trying to explain to me but lost me on the whole process. He said the interest on the line of credit is cheaper since I guess it's compounded. Can you even pay ahead on a mortgage like a car note and not be required to pay for as long as you're ahead? The way he explained it seemed like a good thing but I don't know what the comparable difference between the two interests are. I guess breaking down a mortgage into smaller parts and paying off chunks will save on interest on the loan but paying off that line of credit asap is crucial to not keep accumulating interest. Anyone with any knowledge on this matter?
Comcast home app I love it
Can control my heat, lights, security, & garage from it.
Everything in one place
Sengled bulbs are the shyt get them brehs it's worth the 14-17$ a bulb
Can control my heat, lights, security, & garage from it.
Everything in one place
Sengled bulbs are the shyt get them brehs it's worth the 14-17$ a bulb