The Refiner
Pro
I have no idea what you're talking about
The Official Homeowners Thread
- Thread starter Dolla$
- Start date
sayyestothis
Free the guys
The amount they forgave you is going to be taxed as ordinary income for that tax yr.
Ex - you have a 10k debt. You decide to settle that debt for 5k. You will receive a 1099 for the 5k they forgave you which you will be taxed on.
Just wanted to let you know as most people don't realize this and depending on how big the debt it could be a substantial tax hit.
Poetical Poltergeist
Precise and cold hearted
I was hoping to redo my deck this summer but didn't get around to it. Gonna restain it, replace some boards and add a new section and steps that come down to my concrete patio. Nice job on yours bruh.After 4 years in my house I finally did some much needed updates to my backyard. Replaced my deck and extended it so that it ran the length of my house. Finally was able to stain it last weekend. I also laid down new sod.
Stain is still wet in this picture.
I also refinanced my house down from 4% to 3.75% and got out of my PMI.
Thanks. I can't take much credit for it. I was at work during the day and could only do so much after work. Thankful for a retired dad who is handy.
I'm thinking next year I want to do a pergola like to one end and have the hanging lights to make it the spot to be in the summer.
Unrelated to this thread. You live in Denver? If so I'll be there this weekend Friday-Sunday for a wedding. I'll be between Westminster and Boulder. I'm thinking about getting Mexican with my wife. Any suggestions in those areas?
Poetical Poltergeist
Precise and cold hearted
Yeah those pergolas are fancy. Expensive if u have someone do it but nice.Thanks. I can't take much credit for it. I was at work during the day and could only do so much after work. Thankful for a retired dad who is handy.
I'm thinking next year I want to do a pergola like to one end and have the hanging lights to make it the spot to be in the summer.
Unrelated to this thread. You live in Denver? If so I'll be there this weekend Friday-Sunday for a wedding. I'll be between Westminster and Boulder. I'm thinking about getting Mexican with my wife. Any suggestions in those areas?
As far as good Mexican between Westminster and Boulder, good question as thats a dead zone for really good Mexican food. Also depends on if u like generic white made Mexican or if u like more traditional home made?
The Refiner
Pro
Even if they're private student loans?
sayyestothis
Free the guys
Private as in private loan from ur parents etc then ur fine. Private as in from an institution then yes...u will pay taxes on the difference.
Sunalmighty
Superstar
Don't let a broad move in and get comfortable. Next thing you know she not gonna want to leave
Anyone have a small garden? I'm thinking of making one. Want to have my tomatoes and cucumbers and other small veggies out the backyard. Any tips?
The Refiner
Pro
@BLAZO da GAWD where the pics of the crib 
Ya boy just closed last Friday and officially joined the club brehs !
congrats breh where u at in dc?
BLAZO da GAWD
Superstar
Almost done@BLAZO da GAWD where the pics of the crib
I'm so happy for you brehAlmost done
Your glo up been amazing got out of school and started swagging .
fukk these cacs I know a lot of black men that made it
We will be waiting for those pics
Sunalmighty
Superstar
I used my VA LOAN for my first home. I can use it again if I want but I just got qualified through NACA. No closing costs, no down-payment, no fees, etc. I wanted to take advantage of this program