The Official Homeowners Thread
- Thread starter Dolla$
- Start date
After 4 years in my house I finally did some much needed updates to my backyard. Replaced my deck and extended it so that it ran the length of my house. Finally was able to stain it last weekend. I also laid down new sod.
Stain is still wet in this picture.
I also refinanced my house down from 4% to 3.75% and got out of my PMI.
Stain is still wet in this picture.
I also refinanced my house down from 4% to 3.75% and got out of my PMI.
muzikfrk75
#4080
Yall out here playing hardball like a muthafukka 
Have a theatre AND a game room brehs
Have a theatre AND a game room brehs
↓R↑LYB
I trained Sheng Long and Shonuff
Yall out here playing hardball like a muthafukka
Have a theatre AND a game room brehs
It has a full bathroom and a bedroom too. Once it's done I'm never leaving that bytch
After 4 years in my house I finally did some much needed updates to my backyard. Replaced my deck and extended it so that it ran the length of my house. Finally was able to stain it last weekend. I also laid down new sod.
Stain is still wet in this picture.
I also refinanced my house down from 4% to 3.75% and got out of my PMI.
Deck and sod looking real good breh, especially the deck
My basement is coming along nice but it's taking longer than id like but that's because I'm being lazy. Gonna work on it all this week and hopefully have the hardwood/carpet installed in a couple weeks.
Theatre Room:
Gotta paint the doors and ceiling black and do some small touch up paint, get some new sconces, and install carpet. This room will have a 120" screen, 7.2 speakers, and popcorn/cotton machine.
Living Room/Kitchen:
Just got recessed lights installed and im gonna do some touch up on the ceiling , remove the kitchen cabinets and breakfast bar, repaint the doors/trim, install the speakers in the ceiling, then install hardwood. Im gonna have my girl is gonna decorate this shyt, not sure what she's gonna put down there.
Game Room:
Just got the recessed lights installed and I just need to repaint the doors/trim/ceiling, and install the speakers/hardwood. I'm gonna have a flat screen on the wall, pool/air hockey table, arcade cabinet, and a skeeball table.
Hopefully everything should be finished by the end of October. I've been holding off on playing Uncharted 4 because I wanted to experience it right on the PJ. 120" projector, 7.2 speakers, and I'll cop a PS4 Pro.
Finna be a cold winter brehs
This is a ranch home with full basement? Very nice job
↓R↑LYB
I trained Sheng Long and Shonuff
And if it's not on the credit report, what do I do with the debt? Do I pay it off? It's a student loan so I have to pay it, don't I?
Student loans can't be charged off in bankruptcy so technically you're still legally required for the debt, but if it's not on you report then there shouldn't be an issue.
After you get your mortgage I would recommend checking on the debt though because it might still be generating fees/interest but def wait until you got your crib.
↓R↑LYB
I trained Sheng Long and Shonuff
Naw it's not a ranch, 2 stories with a basement.
It has a full bathroom and a bedroom too. Once it's done I'm never leaving that bytch
Deck and sod looking real good breh, especially the deck
Thanks. My wife been bugging me about getting them done. Finished the deck the day before my daughters first birthday.
Not going to lie my dad did a lot of it while I was at work.
The Refiner
Pro
About the fees/interest...maybe I can just settle?
↓R↑LYB
I trained Sheng Long and Shonuff
I know you can settle credit card debt, but I'm not sure about student loans. Either way don't contact them or respond to them if they contact you until you go through the mortgage process. Your loan company will let you know if any issues come up pretty early on in the process and what you'd have to do to fix it if anything.
Once you got the keys in your hand, then you can reach out and see whats good with the loan.
Realtor just drew up a rough draft of the contract 
it's really about to be real brehs
it's really about to be real brehslol that's just the contract. Wait until settlement lol. Good luck and congrats!!Realtor just drew up a rough draft of the contract
And if it's not on the credit report, what do I do with the debt? Do I pay it off? It's a student loan so I have to pay it, don't I?
I'm not sure but don't contact the company or try to pay it until well after you've settled on your house. If it's not showing on your credit report, don't worry for now. Once you've settled...like long after save up about half the money and call them and settle. Tell them that's all you have and that's all you're going to pay. Get it in writing.
sayyestothis
Free the guys
And if it's not on the credit report, what do I do with the debt? Do I pay it off? It's a student loan so I have to pay it, don't I?
Just remember if you settle don't forget to look at the tax consequences that comes with settling on the debt.
beenz
Rap Guerilla
After 4 years in my house I finally did some much needed updates to my backyard. Replaced my deck and extended it so that it ran the length of my house. Finally was able to stain it last weekend. I also laid down new sod.
Stain is still wet in this picture.
I also refinanced my house down from 4% to 3.75% and got out of my PMI.
that's where you really won