Tanahashi Coates
Superstar
Officially a homeowner. That feeling of knowing this is mine...
The Official Homeowners Thread
- Thread starter Dolla$
- Start date
OfTheCross
Veteran
Officially a homeowner. That feeling of knowing this is mine...
If you got a mortgage the bank still owns that
Tanahashi Coates
Superstar
If you got a mortgage the bank still owns that
Renting an apartment
being a homeowner
STEVE
MIami Beach on the check-in.
Make an extra mortgage payment every year (or twice a year if you have that kind of bread) and your 30-year fixed rate goes down real quick. We pay at least $150 extra on our mortgage every month.
20k sqft front yard, and 15k in the back. What type of lawn mower should i be looking into? 
It hasn't been cut since i moved in December and after it rained the other day my shyt is looking like a jungle out there.
I'm considering a cheap electric mower to kind of get a feel for it before i invest in a riding mower.
It hasn't been cut since i moved in December and after it rained the other day my shyt is looking like a jungle out there.
I'm considering a cheap electric mower to kind of get a feel for it before i invest in a riding mower.
Dolla$
Minus the bullsh*t...life's great
Brehs quick question, I am currently in the process of temporarily renting out one of my rooms and would like to know what would be a good price point to rent it out for?
I just recently furnished the room, the person will free cable & wifi with utilities included. Will have access to their own private bathroom and kitchen.
I just recently furnished the room, the person will free cable & wifi with utilities included. Will have access to their own private bathroom and kitchen.
sayyestothis
Free the guys
Just found out how much I need to bring to closing on the new crib. With seller giving me 15k I still need 58k at closing...smh. stressing maaaan!
sayyestothis
Free the guys
How much cash you got saved?
I prefer end tables and coffee tables on sides of couch and in front of...
El negrito de tejas
Fukk the govt I got my own Deficit
About 8g's and credit score just went up to 716
sayyestothis
Free the guys
Nice man. And what's your monthly expenses all in? Like what do u typically spend a month? And based on ur income u assume u clear about 2300 a month?
OfTheCross
Veteran
Don't need all that really. Just your actual obligations, i.e. Car payments, student loans, credit cards, other loans. Groceries, gas money, going out money don't count at all.
sayyestothis
Free the guys
It counts for me advising him. If he doesn't have over 6 months min of monthly living expenses in a savings account he shouldn't be spending all his savings on a down payment...
Being approved for a loan and actually making a good decision about GETTING a loan are two different things....
Being approved for a loan and actually making a good decision about GETTING a loan are two different things....
El negrito de tejas
Fukk the govt I got my own Deficit
Well the only issue is I'm waiting for what this income based student loan repayment is gonna look like yet.
Otherwise all I have to pay is gas, car insurance, gym and cellphone bill.
All my credit cards are paid off and I only use my Chase sapphire to build points then pay it off at the end of every week.
OfTheCross
Veteran
Sound like you won't have any orthorhombic qualifying cause most of that isn't factored in by the bank.
Homeboy is right tho... Crunch your numbers and make sure you got some money in your account after you buy