Son finds out his mom messed up his credit now he can't buy a house.

[Turbulent]

I might be ignorant on these things but don't you have to be 16 or something like that to consent to take on bills, rent, utilities, etc?

 

[The Intergalactic Koala]

I think my wife beat me because I was watching a Tubi movie like this skit.

 

[Regular Developer]

They both taking it out on the woman just trying to do her job lol

On the inside she probably making this expression

 

[President Sakora]

going through credit at a lawyer's office?

 

[50CentStan]

Film yourself embarassing your mama goofballs

Also fake

 

[Jazzy B.]

The video is fake.

But this happens A LOT.

 

[Rekkapryde]

I might be ignorant on these things but don't you have to be 16 or something like that to consent to take on bills, rent, utilities, etc?

No, name and social was all you had to do in the past.

Don't know about now.

 

[The Guru]

Because of things my brother did i had credit so bad i could not get a 10 dollar phone plan for a decade. Don't know if this is real or what but this type of shyt happens all the time.

 

[bnew]

shyt happens more than you realize.

Trash ass parents on some "we had to do what we had to do" shyt, simultaneously fukking up their child's future.

A common hood practice is putting utilities in a child's name. When my cousin was 3, he had a cable bill, power bill, and phone bill in his name. When his bytch of a momma fukked that up, his 1 yr old sister took over

actually white people do it too since it's a recommends practice for, building up a long positive credit history,

usually a small subscription suffices.

 

[King Poetic]

Gator boots with the pimped out Gucci suits
Ain't got no job, but I stay sharp
Can't pay my rent, 'cause all my money's spent
But that's okay, 'cause I'm still fly
Got a quarter tank of gas in my new E class
But that's alright, 'cause I'm gon' ride
Got everything in my momma name
But I'm hood rich, na-na-na-na...

 

[Turbulent]

No, name and social was all you had to do in the past.

Don't know about now.

Here in Canada, age of consent is 16 and i could be wrong but i think it applies to contracts as well (which bills would fall under)

 

[Rekkapryde]

Here in Canada, age of consent is 16 and i could be wrong but i think it applies to contracts as well (which bills would fall under)

Oh okay.

But in the USA, this sadly is prevalent in a lot of less affluent black households.

 

[Toe Jay Simpson]

Said he was buying a house with his girlfriend?

 

[Neo. The Only. The One.]

A family member approached me when I was 16 about putting my name on something.

I was a dumbass 16 year old but even then, something told me to tell him nah, I'm good.

 

[JoelB]

If this is actually real:

1. He should’ve been monitoring his credit score LONG before thinking of getting a home. (Don’t use Credit karma get Experian)

2. There are workarounds and opportunities to repair it.

yep

www.annualcreditreport.com

Get access to your full credit profile for free weekly (ever since covid they let you pull weekly). Scan and look for any inaccuracies or accounts that do not look familiar

Also, if you are a minor, there are many debts that you can get voided if you contact the creditor and show you were a minor at the time of account creation. The problem is once you are no longer a minor, alot of those statutes start to close.

Moral of the story: Check your credit reports regularly young brehs. The sooner you do, the more options you have to get your credit back to where it needs to be.