Given Up On Student Loan Payments

[Rawtid]

I see college served you well, you know how to ignore the most prominent points someone is making and respond with red herrings. You would serve well as a GOP strategist.

No one said you had to play sports to get scholarships, I said sports AND extracurricular activities. Basically, you are not getting into a good program these days if you're not well-rounded. What kind of response is "there are non-sports related scholarships," no shyt, that wasn't my point.

Now think about how unrealistic this is for 80% of teenagers who probably won't see a job until they're 16 and when they have the highest unemployment rate in the country. ESPECIALLY in poor areas.

You think that the fact that I have clearly pointed out how unrealistic these alternatives your presenting are, is some indicator of me saying that something is impossible. I've thoroughly more or less showed how impractical 99% of the alternatives you've provided are on a large-scale but you continue to act as if "having a budget and financial goals are enough" for any sizable portion of society. You're giving good general practical advice, but even with that advice, most people would still be in the same predicament.

Once you recognize that, it's time to work on those structural issues. The discussion you're having then becomes fruitless. I will repeat, you're offering individual remedies for a collective problem.

Do you have children?

 

[Prodigital]

LMMFAO!! They don't have access to the information? That's a lie and I'll leave it at that. People can tell you when the latest Jordans will be in stores or what rapper is beefing with whom, yet they can't find out about alternatives to student loans? Get way the fukk out of here.

I'll say this again but if you think saving up a couple thousand OVER A PERIOD OF TIME is impossible then that's on you. God bless you.

This how i know either you're prejudice or just trolling

You think a failing school system like in detroit or chicago going to educate students about college expenses when they can't even stay open? Hell, even scholarships don't matter much when high school curriculums vary from district to district. I went to a college prep school, and though i got AP classes, plenty of students went through and got higher GPAs without taking anything beyond algebra. That's fine to get into college, but they ended up having to take more classes, thus voiding their scholarships to catch up.

No one says it's impossible, but why is it simply okay to you that students who are already born into a disadvantage work 3-4 times as hard to get the same opportunities as others? Do you really know how hard it is to work through college bruh, especially when you're already poor? You're talking about saving up enough money to get into schools that charge upward 10 stacks a year for just attending class. What type of jobs can a student take to make enough for class and still have money to feed, clothe, house, and transport themselves to campus?

And don't give me the community college bullshyt, they don't offer the same courses or degrees. I ended up having to retake classes thanks to how my credits transferred, costing me more money in the long run.

 

[Field Marshall Bradley]

yall are fukked



everyone WANTS free shyt but dont wanna work/pay for it

this entitled generation

So not true...

People just don't want to be exploited and taken advantage of financially....

 

[CrimsonTider]

LMMFAO!! They don't have access to the information? That's a lie and I'll leave it at that. People can tell you when the latest Jordans will be in stores or what rapper is beefing with whom, yet they can't find out about alternatives to student loans? Get way the fukk out of here.

I'll say this again but if you think saving up a couple thousand OVER A PERIOD OF TIME is impossible then that's on you. God bless you.

Access to what information?

Do you have children?

What does this have to do with anything?

Because I'm pretty sue he doesn't.

 

[BlvdBrawler]

Meanwhile, her federal loans ballooned. With an 8% interest rate, they appreciated even after she consolidated, growing from a principal balance of about $80,000 in 1994 to $186,000 today. Other than her home and a car payment, it's the only debt she carries to this day.

Dis shyt right here.... Didn't it say that she dropped her payment to $74 a month at one point? IMO, she brought a lot of this on herself. Don't get caught up in negative amortization, folks.

 

[Rawtid]

This how i know either you're prejudice or just trolling

You think a failing school system like in detroit or chicago going to educate students about college expenses when they can't even stay open? Hell, even scholarships don't matter much when high school curriculums vary from district to district. I went to a college prep school, and though i got AP classes, plenty of students went through and got higher GPAs without taking anything beyond algebra. That's fine to get into college, but they ended up having to take more classes, thus voiding their scholarships to catch up.

No one says it's impossible, but why is it simply okay to you that students who are already born into a disadvantage work 3-4 times as hard to get the same opportunities as others? Do you really know how hard it is to work through college bruh, especially when you're already poor? You're talking about saving up enough money to get into schools that charge upward 10 stacks a year for just attending class. What type of jobs can a student take to make enough for class and still have money to feed, clothe, house, and transport themselves to campus?

And don't give me the community college bullshyt, they don't offer the same courses or degrees. I ended up having to retake classes thanks to how my credits transferred, costing me more money in the long run.

Umm yes I do! I started my college education (at a university) with loans, changed majors hella times (taking out more loans), realized I was stupid, fell back, worked some and went back to school and paid for it on my own. Worked full-time, went to school full-time and I had just had an infant I did that for a year and a half until I got my degree. So now that I have a daughter, I'm PLANNING for her college education because no one did that for me.

The community college I went to (that I also paid for out of pocket) has transfer agreements with every major university in the state. I'm sorry that your community college doesn't offer that.

There is nothing you can do to convince me that if people PLANNED for college (no matter the age), they couldn't get an education without the use of loans. The best way to plan for something is by researching it including how much it's going to cost. When people don't plan for college, they borrow and they waste their time and are stuck with a debt that will stick with them FOREVER. No one is supposed to bring you the information about college savings LOL if ANYONE wants to go, it's up to them to do that research not just "sign up" and sign on the dotted line for thousands of dollars. People fukk themselves.

 

[Rawtid]

Access to what information?


What does this have to do with anything?

Because I'm pretty sue he doesn't.

Access to information about how to get a college education without borrowing money.

To the second part none of your business because the question wasn't for you as I know you don't have any children and if you did you certainly don't seem like you'd do too much to make sure they get ahead in this world.

 

[Rawtid]

@BarNone LMAO negged me because I didn't agree with your opinion. What a c*nty little faq you are.

 

[unit321]

Other countries do it, So why can't u stop being such fakkots America?

Other countries with "free" college education have much higher taxes too.

 

[No1]

@BarNone LMAO negged me because I didn't agree with your opinion. What a c*nty little faq you are.

Actually you never disagreed with anything I said. You just ranted on with generally unrealistic statements for post after post while failing to address anything. You got negged for ultimately asking the stupid question, "do you have kids"

I rarely neg people but you managed to stereotype black people, dismiss poverty, call people incompetent and dodge every critique sent towards you for hours on end. That culminated in my neg, and you know all I said in that was "just go away" You negged me back and took away a bar or two, good for you

 

[CrimsonTider]

Access to information about how to get a college education without borrowing money.

To the second part none of your business because the question wasn't for you as I know you don't have any children and if you did you certainly don't seem like you'd do too much to make sure they get ahead in this world.

Can you link that info?

 

[Chris Mauro]

Other countries with "free" college education have much higher taxes too.

if they tax the hell out of the 1% us average working 9-5 joes wouldn't have anything to worry about

 

[TheBigBopper]

I will repeat, you're offering individual remedies for a collective problem.

This earth wasn't made for paradise. In an environment with limited resources, certain individuals will be better off than others

The best we can do is offer poor kids solutions to outwit those who are less driven, talented, and intelligent.

 

[GoldenGlove]

I honestly wish I was more educated on loans when I first started them. I didn't take out an abundant amount, but Id definitely would have took my pre reqs at a community college then transferred to univ.

-DMP-

I have to agree with this. My HS didn't really educate us on this, and I assume a lot of kids coming out of HS didn't know about the college student loan pimping that they were about to sign up for.

 

[Serious]

if they tax the hell out of the 1% us average working 9-5 joes wouldn't have anything to worry about

maybe, maybe not

Eurozone jobless rate expected to hit 20 million - ECONOMY - FRANCE 24