Both a "poor" and "rich" family can save for their child's education.
Given Up On Student Loan Payments
- Thread starter ltheghost
- Start date
Both a "poor" and "rich" family can save for their child's education.
and what if the poor family does not save? the child pays the price.
The child still doesn't have to borrow money in order to attend college.
money gonna just fall out tha sky into the hands of the poor children, breh?
it already does how do you think poor people get 100k loans
Of course not, but people have to realize that college plans shouldn't start in 12th grade. Hell they should be in place way before high school in fact. If you delay your plan you should delay going to college until you know what you want to do and when you have the means to pay for it.
-Go to community college
-Get a job and save
-Look for scholarships
Borrowing is the last resort and shouldn't be considered until a solid college plan is in place. How are you a D student with no idea what you want to major in talking about going to college? Then you take out thousands of dollars in loans and expect it to put your life together for you. People set themselves up for failure.
what happened working part-time and going to school?:jada:
that's what I did...
Field Marshall Bradley
Veteran
makes perect sense for the one loaning the money
they got you on intrest for the rest of your life
I see that. However, a lot of nikkas will turn to other means to get that money once they government start to garnish them wages.....
Field Marshall Bradley
Veteran
Love ya boo
Prodigital
All Star
Bruh, you are heartless.
Consider the communities student grow up in. You can say that with the wealth of knowledge available nobody should be unprepared, but the fact is, this knowledge doesn't always make it to students and families of lower income. Nor does it make a difference when people are poor... they simply cannot save.
Add this in with the fact the college tuition has skyrocketed in the last ten years. The system is well past broken, and if you fail to see that you shouldn't be speaking on the matter.
@thinking a little hoe ass job at mcdonalds is gonna help a person save for college.
I see college served you well, you know how to ignore the most prominent points someone is making and respond with red herrings. You would serve well as a GOP strategist.
No one said you had to play sports to get scholarships, I said sports AND extracurricular activities. Basically, you are not getting into a good program these days if you're not well-rounded. What kind of response is "there are non-sports related scholarships," no shyt, that wasn't my point.
Now think about how unrealistic this is for 80% of teenagers who probably won't see a job until they're 16 and when they have the highest unemployment rate in the country. ESPECIALLY in poor areas.
You think that the fact that I have clearly pointed out how unrealistic these alternatives your presenting are, is some indicator of me saying that something is impossible. I've thoroughly more or less showed how impractical 99% of the alternatives you've provided are on a large-scale but you continue to act as if "having a budget and financial goals are enough" for any sizable portion of society. You're giving good general practical advice, but even with that advice, most people would still be in the same predicament.
Once you recognize that, it's time to work on those structural issues. The discussion you're having then becomes fruitless. I will repeat, you're offering individual remedies for a collective problem.
maybe I'm missing something. But I see a lot of UC's and CS's on that list...
UC has the best state college system in the country. But that's where I said cost of living isn't being taken into account.
Bruh, you are heartless.
Consider the communities student grow up in. You can say that with the wealth of knowledge available nobody should be unprepared, but the fact is, this knowledge doesn't always make it to students and families of lower income. Nor does it make a difference when people are poor... they simply cannot save.
Add this in with the fact the college tuition has skyrocketed in the last ten years. The system is well past broken, and if you fail to see that you shouldn't be speaking on the matter.
LMMFAO!! They don't have access to the information? That's a lie and I'll leave it at that. People can tell you when the latest Jordans will be in stores or what rapper is beefing with whom, yet they can't find out about alternatives to student loans? Get way the fukk out of here.
I'll say this again but if you think saving up a couple thousand OVER A PERIOD OF TIME is impossible then that's on you. God bless you.