Credit Card Discussion Thread

[mamba]

I'm all for the Chase family.

- Chase Sapphire Preferred is a great/balanced travel rewards card with a really good bonus. $95 annual fee.
- Chase Freedom is a good rotating cash back card for your purchases for certain categories up to 5%.
- Chase Freedom Unlimited gives you a flat 1.5% cash back on all your purchases.

Just my opinion!

That's my trifecta.

I have many other cards. But, I only use those three, regularly.

 

[Notorious Jerry]

That's my trifecta.

I have many other cards. But, I only use those three, regularly.

Is a prior relationship with that bank required?

 

[ViShawn]

Thanks for your suggestions I been doing a lot of research on the chase line it's good to hear feedback on them, does having a relationship with them prior to applying matter?

I started with the Chase Freedom and waited for a year and a half to get a new card. Reason being is because I needed to build my relationship with them through paying my card on time.

I bank with Wells Fargo mostly. Nothing with Chase.

 

[Notorious Jerry]

I started with the Chase Freedom and waited for a year and a half to get a new card. Reason being is because I needed to build my relationship with them through paying my card on time.

I bank with Wells Fargo mostly. Nothing with Chase.

same im with Navy Fed, been really weighing heavy between chase and Navy. The low apr and high credit lines Nfcu offer is crazy.

 

[mamba]

Is a prior relationship with that bank required?

I'd have a Chase checking account for a few years before getting the cards.

But, I don't think prior relationship has much bearing on it.

 

[Dolla$]

Just got approved for a Chase Sapphire card and Amex blue cash card. Bout to pay part of my tuition with the Chase card to get those 60,000 bonus points then have my job reimburse me to pay off the card

 

[Chris Cool]

Paid my Amazon card off and my shyt dropped 25 points.

 

[Silkk]

Paid my Amazon card off and my shyt dropped 25 points.

 

[OfTheCross]

Paid my Amazon card off and my shyt dropped 25 points.

 

[bnew]

Paid my Amazon card off and my shyt dropped 25 points.

they be playing some carnival games with peoples expectations of credit.

 

[Astroslik]

Amex plat or chase sapphire reserve Brehs?

@Obreh Winfrey

@Stormbreaker

 

[Astroslik]

I fukked up getting this stupid ass Paypal 2% MasterCard. fukk synchrony. You have to send in paperwork or a fax in order to dispute a charge

 

[bnew]

I fukked up getting this stupid ass Paypal 2% MasterCard. fukk synchrony. You have to send in paperwork or a fax in order to dispute a charge

that sucks

i haven't used these services and haven't read their privacy policies but their free for a few pages

Pricing | HelloFax

Free Fax • Free Internet Faxing

 

[GreenGrass]

i'm rocking at 12.99 interest credit card .
i don't know how to look up the stats of my rewards or anything of that nature. so i don't know what kind of points i have lol
good thing is that i am out of debt and my card is always paid off so it stays at zero.
my credit score is probably terrible because of it.
either way, i don't care, i prefer to stay debt free ASAP all the time.

since this is a credit card thread, i probably will get shot down, but do we know any credit card schemes?

 

[Silkk]

i'm rocking at 12.99 interest credit card .
i don't know how to look up the stats of my rewards or anything of that nature. so i don't know what kind of points i have lol
good thing is that i am out of debt and my card is always paid off so it stays at zero.
my credit score is probably terrible because of it.
either way, i don't care, i prefer to stay debt free ASAP all the time.

since this is a credit card thread, i probably will get shot down, but do we know any credit card schemes?

Credit Card Schemes?