Big Boy Club……Amex Gold & Platinum Discussion

humminbird

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Did your limit start at that or is this from getting your rate increased over time? Anyways, I started declining these offers because they're scary. I have way too much access to crdit it makes me feel uncomfortable. 2 CCs with $30K limit, LOC $10K, HELOC $200K. Balance paid off at the end of the month. It works against you (at least up here) when getting a mortgage.

$45K CC is scary.

I should be taking advantage of better cards though.
Yeah I feel you whenever I get a new credit card I have 3 I feel that depressed feeling you get when you jack off as a teenager :dame:
 

Spence

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What do you use it on? You're obviously making big purchases.
shyt I don’t honestly need :mjlol:

I bought my first Rollie on the card and a no time to die Omega, put the winter vacation to Mexico on there and on Wednesday we a taking a 1 month long road trip across the country so a few air bnb’s. The platinum got me The Delano in Vegas later this month for $220 a night plus all the credits bring the cost down to like $150 a night, it’s a $600 per night hotel. I haven’t even started running bills through it to get the cell phone warranties and credits. I will after we get back mid august.
 

humminbird

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shyt I don’t honestly need :mjlol:

I bought my first Rollie on the card and a no time to die Omega, put the winter vacation to Mexico on there and on Wednesday we a taking a 1 month long road trip across the country so a few air bnb’s. The platinum got me The Delano in Vegas later this month for $220 a night plus all the credits bring the cost down to like $150 a night, it’s a $600 per night hotel. I haven’t even started running bills through it to get the cell phone warranties and credits. I will after we get back mid august.
:ohhh:That’s a beautiful watch breh I’ve been looking at that myself but I’ve never spent that much on a watch before
 

Spence

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:ohhh:That’s a beautiful watch breh I’ve been looking at that myself but I’ve never spent that much on a watch before
I live life breh. I don’t want to be on my death bed saying “damn, looking back I should’ve bought that fly ass watch I wanted”. If you got the money and are responsible then just spend it.
 
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Got my shyt up from a 565 to a 770 over the past couple of years :blessed:

Usually there's a window in the the midst of the score rise where all the CC companies start hitting you with offers:yeshrug:
Amex got the crazy budget for this. They were targeting me hard before I signed up
 

Spence

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Dang if the Amex gold did 6x on groceries it would be a no brainer. I think even 5 would make it worth it for me.
It’s still the best grocery card outside of the platinum 10x intro offer. If Amazon drops the bag on the % I would run more money through fresh orders for groceries and not even leave the house. 4x is plenty imo
 

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It’s still the best grocery card outside of the platinum 10x intro offer. If Amazon drops the bag on the % I would run more money through fresh orders for groceries and not even leave the house. 4x is plenty imo
I get x6 on my Amex blue cash preferred. I spend between 700-800 a month on groceries so its clutch for me.
 
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